Re: Amazon Store Card CLI!

Mischa · ‎07-12-2021

I've had my Amazon Store Card less than 90 days (85 to be exact). I've heard CLI 3-4 months after opening is typical for Synch, but my 3rd statement just cut so I figured why not....

SL was $1500. I asked for 5k and at first I thought they denied because all I saw was "we are unable to grant you...." Then I kept reading and they counter offered at $4500. I'll take it! Of course I wonder if I had asked for more if they would've countered with a higher amount, haha.

I've spend about $550 total on the card since opening, always PIF. Most recent TU Vantage 4 score they show is 712, my FICOs are around 740-750 but apparently they go by Vantage.

Excited this got granted before my vehicle refinance and new Amex account report (expecting quite the score drop).

Bizambish · ‎07-12-2021

Congrats! This card can ultimately get up to 10k. Nice to have if you shop at amazon often

Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR

coreyb80 · ‎07-12-2021

Congrats on the increase!

Papa_Bear · ‎07-12-2021

Congrats on the CLI!

gdale6 · ‎07-12-2021

Grats on you Synch Amazon increase!!

M_Smart007 · ‎07-12-2021

Congrats on your Amazon store card increase!

firefox100 · ‎07-12-2021

Congratulations on your CLI.

chalupaman · ‎07-12-2021

Wonderful! They still keep giving me that insufficient experience with credit limit denial. I'll try again on the 4th statement.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

TSlop · ‎07-12-2021

Congrats on your CLI!

Mischa · ‎07-12-2021

@chalupaman wrote:
Wonderful! They still keep giving me that insufficient experience with credit limit denial. I'll try again on the 4th statement.

I tried about a week ago and got that same response. Not sure what the magic amount of time is. I assumed today would be the same denial so I was pleasantly surprised...

Amazon Store Card CLI!

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Amazon Store Card CLI!