Amazon Store Card CLI

Anonymous · ‎06-13-2019

@Marz2002 wrote:
YOU...
CONGRATS @Saeren my friend on your Amazon Store Card CLI, you are on a Very Successful TCL Increase Project!!!

Thanks! It definitely has been quite successful. US Bank said no but I can’t be upset with my success.

MisterWives · ‎06-13-2019

@Anonymous wrote:
@MisterWives wrote:
That's surprising I was able to go from 2k -> 5k then decided what the hell double dip similar to what you did and tried 10k and they approved it to my surprise. Then I tried for 20k and they were like hell no you're trying too much. This was after gardening if that's the right term where I basically did not apply for anything for a few months. Congrats on your CLI i'd say just let it sit for some time before requesting again.
Well I’m a low income earner and my Sync approvals went $1800 Amazon in December, $8K PayPal in January, $400 Amazon CLI in March, $5K B&H card Friday, $800 CLI today. The only lender that has more exposure with me is Capital One at 99.7% and I’ve got a 5 year relationship with them propping that one up. Sync is now second in line at 87.4% so I understand why things grow slowly.

I may let my PayPal card go though and start using my Cash Magnet so if I decide to do that I’m going to call Credit Solutions and see if they can either move the limit to my Amazon card or increase my Amazon to $10K.

I am fine with it either way, I just find it funny they shot me down flat on Friday for $5K but gave me the $3K I asked for today.

For low income earner you got a fine collection of high limits on those cards. Same for me too i'm a college student low income so I don't know what Syncrhony is thinking giving me 10k limits

Discover IT Chrome $8,550 | Opened 9/2017 | 2% Restaurant & Gas / 1% Everything

Best Buy Store Card $10,000 | Opened 11/2018

Amazon Store Card $10,000 | Opened 12/2018 | 5% Amazon Purchases (Requires Prime)

PNC Cash Reward Visa $10,500 | Opened 12/2018 | 4% Gas / 3% Restaurant / 2% Grocery / 1% Everything

Chase Freedom $5,200 | Opened 1/2019 | 5% Category Rotation

Amex Blue Cash Everyday $5,000 | Opened 4/2019 | 3% Grocery / 2% Gas / 1% Everything

Banana Republic $10,000 | Opened 6/2019 | Banana Republic 5x pts per $1 / Everything 1x pt per $1

Costco Anywhere Visa $10,000 | Opened 7/2019 | 4% Gas / 3% Restaurant / 2% Costco & Grocery / 1% Everything

Citi Rewards+ $2,000 | Opened 8/2019 | 2x pts Grocery & Gas | 1x pts Everything

BB&T Rewards $4,500 | Opened 8/2019 | 3% Gas / 2% Utilities & Grocery / 1% Everything

PNC Points Visa $1,800 | Opened 8/2019 (PC in 2020) | 4pts per $1

Home Depot Store Card $5,001 | Opened 10/2019

Discover IT $14,500 | Opened 11/2019 | 5% Category Rotation

Synchrony Mastercard $7,500 | Opened 12/2019 | 2% Everything

Capital One Quicksilver $1,000 | Opened 12/2019 (PC in 2020) | 1.5% Everything

Wells Fargo Platinum Visa $6,500 | Opened 4/2020 | No Rewards

Ulta Mastercard $4,900 | Opened 6/2020 | Ulta 1x pt per $1 / Everything 1x pt per $3

Amex Hilton Honors $6,000 | Opened 6/2020 | 7x pts Hilton / 5x pts Restaurants & Gas & Grocery / 3pts Everything

PSECU $10,000 | Opened 6/2020 | 1.5% Everything (2% with Checking and Deposits)

First National Bank of Omaha Platinum Visa $15,000 | Opened 10/2020 | No Rewards

Apple Card $5,000 | Opened 1/2021 | 3% Apple / 2% Apple Pay / 1% Everything

Venmo Credit Card $7,000 | Opened 1/2021 | 3% Category / 2% Category

PenFed Power Cash Rewards Visa $17,500 | Opened 1/2021 | 1.5% Everything(2% with Checking)

Citi Custom Cash $5,000 | Opened 5/2022 | 5% Category

Wants: PenFed Pathfinder Rewards(4x pts travel), PenFed Platinum Rewards Visa Signature (5pts Gas, 3pts Restaurants and Grocery), U.S. Bank Cash+ (5% Categories), Chase Freedom Flex (5% Rotating Categories, 5% Travel, 3% Restaurants)

Marz2002 · ‎06-13-2019

@Anonymous wrote:
@Marz2002 wrote:
YOU...
CONGRATS @Saeren my friend on your Amazon Store Card CLI, you are on a Very Successful TCL Increase Project!!!
Thanks! It definitely has been quite successful. US Bank said no but I can’t be upset with my success.

What is your TCL increase since you started your latest spree?

Anonymous · ‎06-13-2019

@MisterWives wrote:
@Anonymous wrote:
@MisterWives wrote:
That's surprising I was able to go from 2k -> 5k then decided what the hell double dip similar to what you did and tried 10k and they approved it to my surprise. Then I tried for 20k and they were like hell no you're trying too much. This was after gardening if that's the right term where I basically did not apply for anything for a few months. Congrats on your CLI i'd say just let it sit for some time before requesting again.
Well I’m a low income earner and my Sync approvals went $1800 Amazon in December, $8K PayPal in January, $400 Amazon CLI in March, $5K B&H card Friday, $800 CLI today. The only lender that has more exposure with me is Capital One at 99.7% and I’ve got a 5 year relationship with them propping that one up. Sync is now second in line at 87.4% so I understand why things grow slowly.

I may let my PayPal card go though and start using my Cash Magnet so if I decide to do that I’m going to call Credit Solutions and see if they can either move the limit to my Amazon card or increase my Amazon to $10K.

I am fine with it either way, I just find it funny they shot me down flat on Friday for $5K but gave me the $3K I asked for today.
For low income earner you got a fine collection of high limits on those cards. Same for me too i'm a college student low income so I don't know what Syncrhony is thinking giving me 10k limits

They like low income earners. We are statistically much more likely to get stuck paying their high interest rates or not be able to pay off a deferred offer before it expires and make them a small fortune. Synchrony is being cautious with me because of the amount of new credit I have added. Actually when I get my PayPal CLI denial letter every month, it specifically lists the amount of inquiries on my report as one of the two factors (the other being "insufficient experience").

Anonymous · ‎06-13-2019

@Marz2002 wrote:
@Anonymous wrote:
@Marz2002 wrote:
YOU...
CONGRATS @Saeren my friend on your Amazon Store Card CLI, you are on a Very Successful TCL Increase Project!!!
Thanks! It definitely has been quite successful. US Bank said no but I can’t be upset with my success.
What is your TCL increase since you started your latest spree?

As of right now, I have gone from $54,350 to $73,150 since Friday.

In the biggest wow terms, my 3 new cards and this CLI added 102.7% of my annual income to my credit limits.

Marz2002 · ‎06-14-2019

@Anonymous wrote:
@Marz2002 wrote:
@Anonymous wrote:
@Marz2002 wrote:
YOU...
CONGRATS @Saeren my friend on your Amazon Store Card CLI, you are on a Very Successful TCL Increase Project!!!
Thanks! It definitely has been quite successful. US Bank said no but I can’t be upset with my success.
What is your TCL increase since you started your latest spree?
As of right now, I have gone from $54,350 to $73,150 since Friday.

In the biggest wow terms, my 3 new cards and this CLI added 102.7% of my annual income to my credit limits.

All I can say is WOW @Saeren and thanks for showing the rest of us what is possible!

That's quite a haul in 1 week and your income to CL ratio is AMAZING!

Anonymous · ‎06-14-2019

@Marz2002 wrote:
@Anonymous wrote:
@Marz2002 wrote:
@Anonymous wrote:
@Marz2002 wrote:
YOU...
CONGRATS @Saeren my friend on your Amazon Store Card CLI, you are on a Very Successful TCL Increase Project!!!
Thanks! It definitely has been quite successful. US Bank said no but I can’t be upset with my success.
What is your TCL increase since you started your latest spree?
As of right now, I have gone from $54,350 to $73,150 since Friday.

In the biggest wow terms, my 3 new cards and this CLI added 102.7% of my annual income to my credit limits.
All I can say is WOW @Saeren and thanks for showing the rest of us what is possible!
That's quite a haul in 1 week and your income to CL ratio is AMAZING!

I wish it was some altruistic thing but we all know its because they hope I'll stop paying in full and make them those finance charges. I'll take it though.