cancel
Showing results for 
Search instead for 
Did you mean: 

Amazon Store Card - Immediate CLI

tag
mythril
Established Member

Amazon Store Card - Immediate CLI

Hello all, first post Smiley Happy

 

Just applied for the Amazon Store Card as I plan on buying a high-end guitar and really love the no interest, monthly payment plans this card has to offer. I applied online and was approved for $1700. Since I was hoping for more for more options to buy my dream Taylor, I decided to call Synchronicity not even 10 minutes after being approved online to feel them out about a recon on my CL.

 

Told the lady my story about my reason for an immediate increase and said I had cards that had upwards of 12,500 CL's already and she asked how much I wanted, so I stayed a bit conservative and asked for $5000. I made sure to ask if it would be hard pull or soft pull and she said soft pull. So i went for it, and after 30 seconds on hold, came back to "Congratulations, you've been approved for the $5000!" I was shocked at how easy it was, especially for a soft pull.

 

I then asked what their policy was on CLI's and if they ever become hard pull etc. and she told me as long as you're a member of the bank, you can request CLI's at any moment in any amount of time and it's ALWAYS a soft pull. Can anyone else clarify this? Obviously I won't push my luck, but seems a bit insane. I guess I'll find out soon if it was truly a soft pull. Still stoked though!

Began my credit journey 12/14
Equifax - 704 Transunion - 723 Experian - 721
NFCU CashRewards - 12500, NFCU Platinum - 9500, Chase Sapphire Preferred - 5000, USAA Amex CashBack Rewards Plus - 5000, Amex BCE - 500, Amazon Store Card - 5000 Blispay - 9000
14 REPLIES 14
Anonymous
Not applicable

Re: Amazon Store Card - Immediate CLI

Welcome to the board and congrats on the approval and the CLI. Enjoy it.

Message 2 of 15
tcbofade
Super Contributor

Re: Amazon Store Card - Immediate CLI

Yes, it was a soft pull.

 

You can call every day and request a CLI.

 

They'll say no until your fourth statement.  After your fourth statement cuts, call them and get a CLI.

 

After your eighth statement cuts, call them and get a CLI.

 

After your twelfth statement cuts, well, you get the idea.

 

Welcome to Synchrony.  Smiley Happy

Fico 8 9/01/25: EX 802, EQ 807, TU 802.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 3 of 15
mythril
Established Member

!Re: Amazon Store Card - Immediate CLI

Sweet! Thanks for the info. Do you know if they counter or not? Wondering if I should have asked for a higher limit, heh.

Began my credit journey 12/14
Equifax - 704 Transunion - 723 Experian - 721
NFCU CashRewards - 12500, NFCU Platinum - 9500, Chase Sapphire Preferred - 5000, USAA Amex CashBack Rewards Plus - 5000, Amex BCE - 500, Amazon Store Card - 5000 Blispay - 9000
Message 4 of 15
tcbofade
Super Contributor

Re: !Re: Amazon Store Card - Immediate CLI


@mythril wrote:

Sweet! Thanks for the info. Do you know if they counter or not? Wondering if I should have asked for a higher limit, heh.


Yes, they do, and yes, you should have.

 

Too late now.

 

I think a $5K starting line is just awesome!  Yay u!

Fico 8 9/01/25: EX 802, EQ 807, TU 802.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 5 of 15
UncleB
Credit Mentor

Re: !Re: Amazon Store Card - Immediate CLI


@tcbofade wrote:

@mythril wrote:

Sweet! Thanks for the info. Do you know if they counter or not? Wondering if I should have asked for a higher limit, heh.


Yes, they do, and yes, you should have.

 

Too late now.

 

I think a $5K starting line is just awesome!  Yay u!


I'm pretty sure folks have called Credit Solutions and gotten CLIs without having to wait four months.  The four month wait generally does apply to the CLI "button" on most Synchrony websites, though (at least in my personal experience).

 

I'll let others chime in on their Credit Solutions CLIs... others will have recent feedback on this. 

 

OP, congrats on the $5k Amazon credit line!  Smiley Very Happy

Message 6 of 15
Anonymous
Not applicable

Re: Amazon Store Card - Immediate CLI


@tcbofade wrote:

Yes, it was a soft pull.

 

You can call every day and request a CLI.

 

They'll say no until your fourth statement.  After your fourth statement cuts, call them and get a CLI.

 

After your eighth statement cuts, call them and get a CLI.

 

After your twelfth statement cuts, well, you get the idea.

 

Welcome to Synchrony.  Smiley Happy


I haven't seen them make you wait till your 4th statement..they didn't for me. 

Message 7 of 15
Anonymous
Not applicable

Re: !Re: Amazon Store Card - Immediate CLI

I asked for 2k, got it easy. Then asked for more on my walmart and paypal and got it. hung up and decided to call back hours later felt like I left $ on my amazon. Asked again for 10k countered with 6k. Wish I knew to call before.

 

now I call daily on my new lowes haha

Message 8 of 15
Anonymous
Not applicable

Re: Amazon Store Card - Immediate CLI

does synchronicity operate the same as synchrony? lol kidding

congrats on your CLI. you can request for more whenever you're comfortable. you definitely left some on the table. and don't think of it as crazy that they only SP. cap1 is the same
Message 9 of 15
Anonymous
Not applicable

Re: Amazon Store Card - Immediate CLI

dang sorry didn't see your last post about amazon. good job on asking for more
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.