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Amazon approval, woo hoo!

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Anonymous
Not applicable

Amazon approval, woo hoo!

Yes, I know a lot of people don't like Amazon credit, but I shop on Amazon a lot so this will be beneficial!  They declined me in February, so I waited the 6 months, tried again, and got approved for $1400.  Very happy!  Restarting my garden stay, once again...

Message 1 of 29
28 REPLIES 28
chalupaman
Super Contributor

Re: Amazon approval, woo hoo!

Congrats! Was this the GE store backed store card or the Chase one?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 29
Anonymous
Not applicable

Re: Amazon approval, woo hoo!

Just the GE.  Chase doesn't like me yet.  Maybe next year. (AU on Chase as of last month so hopefully that will help!)

Message 3 of 29
Mortalito77
Regular Contributor

Re: Amazon approval, woo hoo!

Congratulations!!

 

    This is very interesting, I just created this account here and unfortunately I was not so lucky, I applied for Amazon store credit today but got the 7 to 10 days with a reference number. I know, I know, it does not mean the end of the world but I was not instantly approved. I hope to learn and grow with everyone here. One more time, congratulations on that as I would like to enjoy having an Amazon store card. Thanks

The WorLd Is Yours

Message 4 of 29
chalupaman
Super Contributor

Re: Amazon approval, woo hoo!


@Anonymous wrote:

Just the GE.  Chase doesn't like me yet.  Maybe next year. (AU on Chase as of last month so hopefully that will help!)


That's pretty awesome. Chase pretty much hates me too though part of me is still determined to get my foot in the door with them at a much later point in time. It's mainly cause they are very strict on the whole you have to have over a year of credit history to have a better chance at their cards, at least that's what they've told me. I've also gotten turned down cause of new accounts, INQs, that sort of stuff.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 5 of 29
Anonymous
Not applicable

Re: Amazon approval, woo hoo!

Thank-you!

Trust me, I know how you feel!  I felt that way in February when I was denied.  This was the 1st card I applied for trying to rebuild.  6 months later, I have cards under my belt and I felt good to apply once again for Amazon.   Instant decision.  I can't help you with the 7-10 message because I've never had luck.  I got the same message today for the SM Barclays card.  Too bad it's a Friday after business hours, or I'd call!  Keep your head up!  Call Monday and see what's up!

Message 6 of 29
Anonymous
Not applicable

Re: Amazon approval, woo hoo!

Yes, I've determined they r 1 of the most strictest cards. But, there is always a light at the end of the tunnel! I'm determined by next year to be "in" with them, not just being an AU.

Message 7 of 29
chalupaman
Super Contributor

Re: Amazon approval, woo hoo!


@Anonymous wrote:

Yes, I've determined they r 1 of the most strictest cards. But, there is always a light at the end of the tunnel! I'm determined by next year to be "in" with them, not just being an AU.


Yup. For some reason, I'm feeling slightly more hopeful about Barclay's if I decide to go for them instead. Haven't had an INQ on my TU report for two months and hope to make it to December or January without one. Bank of America also tends to be kinda strict and INQ sensitive for me even though I have a checking account with them I use quite often.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 29
Anonymous
Not applicable

Re: Amazon approval, woo hoo!

Barclays is awesome! I have their rewards card and love it. I'd love their SM too.  Hopefully I'll get an answer Monday!  Boa IS hard. I applied last month and at least got the 99/500 offer. I'm not taking that because in 6 months, I KNOW I can get it on my own. Good luck!! 

Message 9 of 29
Kenny
Moderator Emeritus

Re: Amazon approval, woo hoo!


@Anonymous wrote:

Yes, I know a lot of people don't like Amazon credit, but I shop on Amazon a lot so this will be beneficial!  They declined me in February, so I waited the 6 months, tried again, and got approved for $1400.  Very happy!  Restarting my garden stay, once again...


Congratulations on your approval! Thanks for sharing. Smiley Happy

Message 10 of 29
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