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American Airlines Federal Credit Union

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Anonymous
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American Airlines Federal Credit Union

I have been rebuilding my credit for about a year since covid hit. My credit is in the mid 600 across the board I have 1 charge of  auto loan and one charge off credit card (due to fraud). that hasnt been removed yet. I also have one $200 walmart card, one $4500 discover it and a $4500 secured loan and 2 au 8k and 20k.....So you can see my profile is thin file I dont even have the 5 recomended primary accounts. I applied with American Airlines Federal Credit Union for membership I used a family member as my sponsor to qualify. my EQ is my highest score at 675 Which is what i hear they use for credit pull. Any way I applied for rewards card and thy told my my application was pending then I get the allert they pulled my EX Smiley Frustrated  my lowest score!!! which was 657 (according to them) but I checked all my ficos 3,4,5,6,7,8,9 lol no score matched that so I dont know what version they pulled but fico said my EX score was  632 Smiley Surprised . they asked my for proof of address and income which i figured was a  good thing because they didnt say no! I sent in the info and 1 day later I was called by the banker processing my application she asked me a few verification question then approved me for $5500 my biggest card yet even with 2 baddies and 2 inquries . I am excited. I dont see anyone posting about American Airlines Federal Credit Union AAFCU  but they seem like a cool credit union.

Message 1 of 13
12 REPLIES 12
KingRue8500
Senior Contributor

Re: American Airlines Federal Credit Union

Congrats on your AAFCU Rewards approval




Message 2 of 13
babygirl1256
Senior Contributor

Re: American Airlines Federal Credit Union

Congrats on your American Airlines Federal Credit Union membership -and- double congrats on your Rewards Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 13
Total80sKid
Senior Contributor

Re: American Airlines Federal Credit Union

Congrats on your AAFCU approval 👍🏼

Message 4 of 13
CreditAggie
Community Leader
Super Contributor

Re: American Airlines Federal Credit Union

Congratulations on your AAFCU approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 13
gdale6
Moderator Emeritus

Re: American Airlines Federal Credit Union

Welcome to myFico and grats to your new 5K+ AA credit union approval Smiley Happy

Message 6 of 13
coreyb80
Super Contributor

Re: American Airlines Federal Credit Union

Congrats on the approval!

Message 7 of 13
GrandBay
Frequent Contributor

Re: American Airlines Federal Credit Union

@Anonymous  Congrats on your membership and approval! On this board folks are mostly chasing the co-branded cards and I am not sure what the requirements would be for membership.

Message 8 of 13
Mr_Mojo_Risin
Senior Contributor

Re: American Airlines Federal Credit Union

Congratulations on a really nice approval!

I haven't really seen much about this CU as well. May have to check them out, depending upon eligibility.

Thanks for your DPs and experience!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 13
Aim_High
Super Contributor

Re: American Airlines Federal Credit Union

Congratulations on your AA Credit Union membership and Visa approval, @Anonymous!

They're a great credit union and I think you'll enjoy working with them. Smiley Very Happy

 

Congrats_Sky_Limit.jpg


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 10 of 13
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