American Express Credit Limit Increase

[Marz2002]

CONGRATS on your CLI!!!

I have the AmEx BCE card (groceries and gas) as well and received a $1,000 SL when I was Approved in May 2018.  On the 91st day, I requested a 3x increase (standard for MyFico members) and received an additional $1,000.

So, I had always been interested in the AmEx Cash Magnet card because it gives 1.5% Cashback on everything (cashback cards are my main goals).  Anyway, 2 1/2 months after I received my $1,000 CLI on the BCE card, I decided to app for the Cash Magnet.  I wasn't sure what my SL was going to be but, I was hoping for at least $5,000.

Spun the wheel for the Approval and received a $15,000 SL!!!

Next, on the 181st day after the CLI on my BCE card, I again requested a 3x CLI and received a $2,000 increase (2x).

I want to thank my MyFico family for sharing your 'Adventures in Credit' with the rest of us because without that information I would not have able to acheive the above results on my own!!! 

[Anonymous]

Congrats on the increase. That is a good little bump for the start. Maintain the history with them and your card will grow. 

[Anonymous]

what is maximum credit limit without verify income?

[Anonymous]

It depends on profile but several here have gotten to $35k with no POI, and then have continued to grow at $3-5k every six months without verifying, but more than that would trigger a 4506-T request.

[AllZero]

Congratulations on your CLI!