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American Express Platinum Approval

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sarcean1
Member

American Express Platinum Approval

A few months ago I got approved for the Delta AmEx Gold (with a low 1k limit) but have treated it very well putting about $10k on there and paying it off. I have been checking the pre-qualified offers often but no luck until this week. Imagine my surprise when I saw I was pre-approved for nearly every card I clicked on they have including the Platinum and accepted it (fully plan to make use of all the benefits of the card and the 100k bonus offer).  After approval, I used the check spending power tool, and shows $50,000+ purchase would be approved.

 

Only have about ~650 credit score on all three bureaus so it was a huge surprise to get a elite card with no set limit. American Express must like something about my profile. Later this year most/all my negative items will be dropping off my credit so will easily shoot past 700... maybe American Express internal scoring is only looking at more recent history. 

Message 1 of 17
16 REPLIES 16
SEAlifer
Established Contributor

Re: American Express Platinum Approval

Congratulations! That card is really popular on here lately. Make sure to sign up for all of the great benefits!

AU

Message 2 of 17
DesertWanderer
Frequent Contributor

Re: American Express Platinum Approval

Congrats on your Platinum approval!



Message 3 of 17
gdale6
Moderator Emeritus

Re: American Express Platinum Approval

Grats on your Amx platinum approval Smiley Happy

Message 4 of 17
babygirl1256
Senior Contributor

Re: American Express Platinum Approval

Congrats on your American Express Platinum approval . . . although it states no preset spending limit, there's actually a pay over time amount that's set and it may reflect an approval amount today but in 48-hours that approval amount could change. I am still adjusting to the Amex Business Platinum and think I would prefer a set limit!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 17
Trekkie0707
New Contributor

Re: American Express Platinum Approval

Congrats!

FICO 8 Starting 01/22: Exp 598 | TU 571 | EQ 591

Current: Exp 676 | TU 654 | EQ 700

NFCU Flagship ($6.9k) | Discover It ($5k) | FNBO Evergreen ($4.1k) | PenFed Gold ($3.5k) | Amex BCE ($1k) | NFCU Secured ($200)


RIP: Mission Lane ($500) | CapOne QS1 ($300) | Memberships : NFCU & PENFed
Message 6 of 17
Elpadrino1
Valued Contributor

Re: American Express Platinum Approval

Congrats on your Amex approval!!

Message 7 of 17
Sunset
New Member

Re: American Express Platinum Approval

Congratulations. Do you recall which CR they pulled?

Message 8 of 17
TSlop
Valued Contributor

Re: American Express Platinum Approval

Congrats on your approval!


Message 9 of 17
CreditAggie
Community Leader
Super Contributor

Re: American Express Platinum Approval

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 17
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