Amex 3X CLI after four years!

Adkins · ‎09-15-2022

After four years and two months, I've finally gotten a CLI on my Amex everyday card. The card was $1000, and I was instantly approved for a CLI to $3000. I joined Amex with a gold card (closed due to internal limits that got to be a PITB), then got this card as a back up for my MRs. @UncleB was right, I just needed a little more time after my baddies dropped off.

Finally!!

The real test will be if I get another CLI when it's time to ask again.

Last HP 08-07-2023

Cashbackjunky · ‎09-15-2022

Congrats on the increase (finally)!!

850

INQ:
1

850

INQ:
5

837

INQ:
7

TCL: $646.75k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0

Mortgage: $206.4k Car Loan 1: $17.2k Car Loan 2: $19.1k

Pway · ‎09-15-2022

Congrats

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

KingRue8500 · ‎09-15-2022

Congrats on your AMEX EveryDay 3X CLI

M_Smart007 · ‎09-15-2022

@Adkins,

Congrats on the A me X ..Toy Limit Graduation!

Stealth-1 · ‎09-15-2022

Congrats on finally getting an AMEX CLI.

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

CreditAggie · ‎09-15-2022

Congratulations on your Amex 3X CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

UncleB · ‎09-16-2022

@Adkins wrote:
After four years and two months, I've finally gotten a CLI on my Amex everyday card. The card was $1000, and I was instantly approved for a CLI to $3000. I joined Amex with a gold card (closed due to internal limits that got to be a PITB), then got this card as a back up for my MRs. @UncleB was right, I just needed a little more time after my baddies dropped off.

The real test will be if I get another CLI when it's time to ask again.

Congrats my friend! I'm so glad to see this!

If your experience follows my own it should be clear sailing from here on out!

I know exactly how it feels - I was there for literally years myself. Welcome to the other side!

jamerican-girl · ‎09-16-2022

Congrats on the CLI from Amex!

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta

learningcredit54 · ‎09-16-2022

@UncleB wrote:
@Adkins wrote:
After four years and two months, I've finally gotten a CLI on my Amex everyday card. The card was $1000, and I was instantly approved for a CLI to $3000. I joined Amex with a gold card (closed due to internal limits that got to be a PITB), then got this card as a back up for my MRs. @UncleB was right, I just needed a little more time after my baddies dropped off.

The real test will be if I get another CLI when it's time to ask again.
Congrats my friend! I'm so glad to see this!

If your experience follows my own it should be clear sailing from here on out!

I know exactly how it feels - I was there for literally years myself. Welcome to the other side!

Ahhh yes, I witness 2 whom have exited the place I am at now - both @UncleB and @Adkins once ventured the Amex standstill where I am at. 1000 on my BCP with CLI request denied. I am happy though - atleast I am in the gate. Patience, patience, patience is what I keep telling myself.

Business Cards:
Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex Business Gold NPSL POT 15000

Personal Cards:
Discover It Cash Back: 8000 // Chase Saphire Preferred: 5000 // Truist Enjoy Beyond: 4500 // Amex Blue Cash Preferred: 1000 // Cap1SavorOne: 2000 // Cap1 Secured Platinum: 200 // Cap1 QuiksilverOne 2000 // Citi Double Cash: 5200 // Amex Platinum NPSL POT 4000 // Amex Gold NPSL POT 1750

GOAL SCORES 750 ACROSS