Amex 4506-T CLI review and APPROVED!!

[merlinflex]

About 3-4 weeks ago requested a CLI for my Amex ED card which I received 7/8/16. Wanted to match my Amex BCE CL of $25K as I was only approved for $10K.

Put in a request for $24,500.00 and was hit with a request for my last two returns, filled out form online and waited.

Checked today and they approved the full amount!!!

Total exposure to Amex now with revolvers is $59,500.00  (Both my Plat and PRG are $0.00 right now)

BCE $25K with a $2300.00 balance on there now

ED $24.5 with a $2200.00 balance on there now

Delta Gold $10K with a $995.00 balance on there now

Should I pull the trigger and ask for a CLI on my Delta or will that initiate a new 4506-T or FR? Thoughts anyone? TIA!

[ambivalent]

Congratulations!!!

[CreditCuriosity]

Congrats!  Some nice exposure with Amex!

[ddemari]

very nice, job well done! enjoy!

[merlinflex]

Thanks all!!

Anyone know if asking for an increase on the Delta Gold would initiate a new 4506-T or FR?  Or is it even a good idea given I just got one on the ED and my current exposure? Thanks in advance for any input, greatly appreciated!

[jacetx]

Congratz! By the way, you might want to edit the last 5 digits of the account numbers.

[Anonymous]

Wow that's alot of great exposure with Amex! Do you actually use all the cards year round?

[CreditCuriosity]

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@merlinflex wrote:

Thanks all!!

Anyone know if asking for an increase on the Delta Gold would initiate a new 4506-T or FR?  Or is it even a good idea given I just got one on the ED and my current exposure? Thanks in advance for any input, greatly appreciated!

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You have just recently provided your 4506-t to them.. With that said your income is pretty high as I recall, but since you just got one you must wait 6 months to try one on another amex card.

[merlinflex]

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@jace8602 wrote:

Congratz! By the way, you might want to edit the last 5 digits of the account numbers.

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Done, thanks!

[merlinflex]

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@Anonymous wrote:
Wow that's alot of great exposure with Amex! Do you actually use all the cards year round?

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I use the ED and BCE daily, actually the ED I use daily and my wife uses the BCE daily.  The Delta Gold not so much.