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I applied for an Amex Everyday card 3 months ago and was approved for $1000 cl. I requested a cli @ 61 days and was denied. Credit Karma showed today that I was a very good canidate for a BCE Preferred card. I applied and was approved and given a $4500 cl.
I dont get it? I now have no use for the Everyday.
Any thought?
What were your Fico score and util rate during the time you applied for CLI?
My util % has been almost the same @ 7-8 % .
Fico jumped on TU from 692 to 711 this week on credit karma, but that was because KC and tu dropped all of my inq's for a this week.? On myfico there is no change.














Thank you everyone! ![]()
congrats. i'm the opposite, i'll be moving my BCP line to my EDP line down the road and closing the BCP. It's a great card, I just find I'm using the EDP in conjunction with my platinum more for points.
Congratulations, I'm in a similar situation. I was approved for a BCE in December and received a cli upon activation giving me a cl of $19k. Last week I was approved for the BCP but, with a sl of only $2.6k. I will use the BCP alot more than the BCE, mainly for groceries but the sl will make that hard. From what I've read, I can't transfer some of the BCE's limit over until it's 13 months old. I'm hoping to get a cli on the new BCP around August or September to give me a little breathing room on the BCP.
Have you thought about putting a lot of usage on the BCP and go for a 3X cli on it at 61 or 90 days. Then put some usage on the ED for the following 6 months and shoot for a cli on it. That should give you around 11 or 12 months age on the ED, then wait a couple of months and move the ED limit over to the BCP. It will give you a couple of simple goals to occupy yourself with while you're waiting.
PS. I like the name![]()
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









