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Amex BCP CLI Error Message

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Credit_hawk
Established Contributor

Amex BCP CLI Error Message

Hey Fico Fam,

 

Wanted to post this in here to add some data but also see if any of you ever had this happen. Well, today was the day I decided to go for my AMEX credit limit increase. It had been over 6 months and today was going to be the day I got to it. I always make sure I clear out other windows/tabs in my browser and my connection is good because I've had issues of my wifi cutting out or the browser malfunctioning right when it's processing for a CLI or application. What a headache when it does. So I put in 3 times my limit to come to a request of $20,000. Click send and get the window popping up that would usually state 'yes or no' but in this case it read: "Our systems are updating. Your request for a credit line increase cannot be processed at this time. We apologize for the inconvenience. Please try again in 24 hours." My stomach turned like "are you friggen kidding, it's 3pm." I log out in a bum mood, log back in to my main window and there it says my limit is $19,998 (had some pending $1.00 charges). 

 

Well, I guess it all worked out but I never did get an email saying "Congrats. We've raised your limit." Either way, it appears it worked out. 

 

Anybody ever seen seen or read about that happening? Thanks!

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 1 of 5
4 REPLIES 4
austinguy907
Valued Contributor

Re: Amex BCP CLI Error Message

It's just you!!!  I hope they didn't stick you with $19.998 for a CL and that's actually your available credit with the pending auth's.  

Message 2 of 5
Credit_hawk
Established Contributor

Re: Amex BCP CLI Error Message


@austinguy907 wrote:

It's just you!!!  I hope they didn't stick you with $19.998 for a CL and that's actually your available credit with the pending auth's.  


Haha that would be like a sick joke. What if I got it through without the system registering it and I could go right back and request another CLI again?!

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 3 of 5
Anonymous
Not applicable

Re: Amex BCP CLI Error Message


@Credit_hawk wrote:

@austinguy907 wrote:

It's just you!!!  I hope they didn't stick you with $19.998 for a CL and that's actually your available credit with the pending auth's.  


Haha that would be like a sick joke. What if I got it through without the system registering it and I could go right back and request another CLI again?!


No, you got the CLI and despite the error message the request was processed and approved.  You'll need to wait another 181 days to try agaiin.  Congrats on this one.  Moving this to approvals.

Message 4 of 5
kidink1911
Established Contributor

Re: Amex BCP CLI Error Message

Congratulations on your AMEX CLI!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 5 of 5
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