I have heard that they do credit payments quickly. I will probably let them pull, the only reason I don’t let Sync do it is because I have to manage three different portals, it’s just easier to push from my bank.
As for increases, I know it will grow with time. I’m not in a huge hurry but it would be nice to be able to actually have a limit I can use to finance a purchase during the 15 months. Maybe I’ll get lucky and if I wait til 91 days they’ll give me a 3x CLI and I can use it for the holidays.
I guess we will see what happens. I don’t have any real dire needs right now so I’ll be patient with AMEX.
I pull payments into my Amex cards but I've never noticed that they immediately increase available credit by the payment amount, but I haven't paid attention as I've been fortunate to have very generous CLs from Amex. Their savings account works that way, as soon as you submit a pull transfer in they credit your balance by that amount for earning interest.
You don't have another Amex card you can transfer some CL over to CM? I'll probably app for CM this fall, just for the SUB & 15 months 0%, 1.5% rewards don't cut it for me, altho better than the MR points on my Everyday card for me s I don't travel. The 15 months 0% ends in July on my Everyday and if I get Cash Magnet I'll move the CL from Everyday and close it, but working the $250 SUB for upgrading my BCE to Preferred right now.
No this is the first AMEX I have gotten. I got approved for the BCE last March, same $1K, and Disco approved me for $7500 seconds later so I called and canceled it. My credit knowledge didn’t really take off until later last year. Live and learn I guess.
I went online and it looks like my account still isn’t even fully set up - the account agreement link goes to a blank page and I can’t request my card number in order to add my card to my cell bill so I guess I’m going to miss out on that benefit this month. A bit slower than the BCE which AMEX sent out the next day despite me canceling it.
CONGRATS @Saeren my friend, on your AmEx approval, surpassing the $60K TLC mark, and Welcome to the AmEx family!!!
Congrats on that sweet approval!
Congrats on getting back in! Your profile is strong enough that you should get some growth without a whole lot of trouble - enjoy it and welcome back to the family
Thank you sir!
Amex definitely doesn’t want me to forget that BCE I shut down before receiving. When I set up my online account, it shows that never used card on there and Member Since ‘18 lol.
Oh that's salty
Congrats on your approval
Lol so it’s a lifetime deal, blood in blood out, the Amex Mafia. Once you’re a member, it’s forever 😂
Congrats Saeren! Did you pick this up just to build your relationship with Amex or just for the SUB? I haven't researched this card much, but isn't it just a 1.5% CB card?
AMEX doesn't like me since they got burned for $700ish in my BK7.