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Amex Delta Gold approval!

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dudefromtx
Established Contributor

Re: Amex Delta Gold approval!

Congrats on the AMEX approval!

Message 21 of 26
MyFault
Valued Contributor

Re: Amex Delta Gold approval!

Congrats on your approval!




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Message 22 of 26
daveg38
Established Contributor

Re: Amex Delta Gold approval!


@ACN323 wrote:

@spiritcraft1 that's what I'm hoping! And yessss to all of those score boosts for you! 👏👏👏 I'm going to try for a CLI in 61 days and keep my fingers crossed. My scores should be updated by then. 

 


That's awesome that Amex is giving the lower end of 600s a shot! Use it with pride, my friend!

 

I would suggest waiting a full year before asking for a bump, even if you are pushing $1,000 a month through it.

 

The $1,000 limit is the "barely made it in" limit, and Amex will want some good usage and payment history before tripling you.

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 23 of 26
ACN323
Regular Contributor

Re: Amex Delta Gold approval!

@daveg38 Good advice, thank you!

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 24 of 26
Anonymous
Not applicable

Re: Amex Delta Gold approval!


@ACN323 wrote:

My Experian bumped to 631 this morning after paying another chunk to my last CO. I hit the Amex pre-approval link and for the first time ever, was pre-approved for the Delta cards. The gold has been on my list for over a year now. I had a 70k miles SUB with 2k spend in the first 3 months, from Delta, and applied through that link. $1k starting limit, but I'm extremely thankful. This is the first card I've applied for outside of my two secured cards, in two years. I went to check my new acct info and didn't see my existing Delta SkyMiles in there, but I'll call Amex in a bit and get the deets. I'm thrilled to get my own foot in the door with Amex! Thanks for all of the amazing info on this forum, it's definitely a huge factor in where I am credit wise today. Hope everyone had a great Thanksgiving!


Congrats! You have worked hard and it is nice to see all of it finally start to pay off!

 

For the heck of it, I did the pre qual for SO since his EX is at 654 and he also got prequal offers for the first time ever with AMEX and for 3 of the Delta cards! We are still in the garden, so not yet, but it feels good to see the light at the end of a long rebuild!

Message 25 of 26
ACN323
Regular Contributor

Re: Amex Delta Gold approval!

@Anonymous Thank youuuuu! Yesssss, so glad to hear your SO got some pre-quals! Lol, it's been a long rebuild for sure! Thank you for all of the advice you've given on past posts! It was so helpful, and so nice to have support from other people! 🙌

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 26 of 26
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