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Amex Everyday - Approved (Data Points)

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UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Aduke1122 wrote:
Congrats UncleB, thats awesome

Thanks so much my friend!  Smiley Very Happy

 

As nice as it is to be approved, it's almost just as nice to know I'm done for a while now!  Smiley TongueSmiley Happy

Message 51 of 59
Aduke1122
Senior Contributor

Re: Amex Everyday - Approved (Data Points)

I can understand that , but you have picked up some very very nice ccs !
Message 52 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Congrats on the Approval!

Message 53 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Anonymous wrote:

Congrats on the Approval!


Thanks so much!  Smiley Very Happy

Message 54 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

UncleB, I am beginning to envy you. First you get the USAA 2.5% card, and now this. On top of that you also have the Capital One QS. Stop it! All the cards I want!

Message 55 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Anonymous wrote:

UncleB, I am beginning to envy you. First you get the USAA 2.5% card, and now this. On top of that you also have the Capital One QS. Stop it! All the cards I want!


LOL... hang in there, my friend - I've not given up on a USAA card for you yet.  Smiley Wink

 

As for the QS, check with Capital One about getting a PC for your Platinum... it took me a while (seriously) but eventually they PC'd my QS1 to a QS.  Even if they say 'no', just check back with them via chat monthly... eventually their computer will 'come around' - if nothing else I'm proof that persistence pays!  Smiley Happy

 

Also remember that since you have the Delta Gold Amex and Hilton Amex you can apply for any of their other cards and if declined there's no HP.  Actually, even though I was approved for the Everyday there was still no HP, although on approvals the HP is YMMV (it's a fairly recent 'thing' for existing cardholders to get a new approval with no HP).

 

When the time is right I look forward to reading about your approvals as well!  Smiley Very Happy

Message 56 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)


@UncleB wrote:

@Anonymous wrote:

UncleB, I am beginning to envy you. First you get the USAA 2.5% card, and now this. On top of that you also have the Capital One QS. Stop it! All the cards I want!


LOL... hang in there, my friend - I've not given up on a USAA card for you yet.  Smiley Wink

 

As for the QS, check with Capital One about getting a PC for your Platinum... it took me a while (seriously) but eventually they PC'd my QS1 to a QS.  Even if they say 'no', just check back with them via chat monthly... eventually their computer will 'come around' - if nothing else I'm proof that persistence pays!  Smiley Happy

 

Also remember that since you have the Delta Gold Amex and Hilton Amex you can apply for any of their other cards and if declined there's no HP.  Actually, even though I was approved for the Everyday there was still no HP, although on approvals the HP is YMMV (it's a fairly recent 'thing' for existing cardholders to get a new approval with no HP).

 

When the time is right I look forward to reading about your approvals as well!  Smiley Very Happy


Thanks! My Capital One is actually the secured card. I plan on apping for the QS much later in the year once my credit history is longer and I have inquiries fall off. I keep checking pre-quals, nothing yet. Not expecting USAA to open back up my eligiblity, who knows. As for the EveryDay, yeah I love the no HP thing. I didn't know that some were getting no HP on approvals though. I actually applied for it a few months ago and was denied. Then 30 days later I got approved for the Hilton. I guess underwriting is harder on the non co-branded cards. So I'll wait a bit before re-applying for that too.

Message 57 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Since '95 I'm a lil jelly!



😁😃<____!!!!!!!!NOIIICE!!!!!!!_____>😃😁


Message 58 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Anonymous wrote:
Since '95 I'm a lil jelly!



😁😃<____!!!!!!!!NOIIICE!!!!!!!_____>😃😁



Thanks so much, MILO!  Smiley Very Happy

 

Yeah, I'm an old fart... LOL.  The worst part is, I missed 20 years of backdating goodness by three weeksSmiley Frustrated  (I literally got my BCP three weeks after they stopped backdating.)

 

That's OK, though, I'm just pleased they were kind enough to give me another chance!  Smiley Wink

 

Thanks again!  Smiley Very Happy

Message 59 of 59
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