Amex Everyday score?

[Anonymous]

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@Anonymous wrote:

EX 643 EQ 638 

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What does the rest of your profile look like?

[Anonymous]

No installment  loans. One card with $5,000 limit for furniture I bought. Another $2,100 furniture card. AAOA is 1.5 years I think with maybe 7 inquiries in 2014

Forgot to mention one baddie from 2011 - charge off

[Anonymous]

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@Anonymous wrote:

No installment  loans. One card with $5,000 limit for furniture I bought. Another $2,100 furniture card. AAOA is 1.5 years I think with maybe 7 inquiries in 2014

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Were you only single pulled for your ED card? Or was it a double, triple pull across all bureaus?

[Anonymous]

It was a single pull I think because I've been watching my accounts and haven't seen amex come through on TU or EQ.

[Anonymous]

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@Anonymous wrote:

It was a single pull I think because I've been watching my accounts and haven't seen amex come through on TU or EQ.

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I gotta say, That is probably the lowest EX score i've ever seen approved for a AMEX Revolver aside from the Oasis/Optima Plans..

Nice one. They probably liked your relatively fresh, clean file.

[Anonymous]

After reading this forum I gotta say I agree with you. I'm a year out of college and I want to say that their approval has more to do with my disposable income but I'm going to try my very best to not make any mistakes so I can make the most out of this.

[Anonymous]

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@Anonymous wrote:

After reading this forum I gotta say I agree with you. I'm a year out of college and I want to say that their approval has more to do with my disposable income but I'm going to try my very best to not make any mistakes so I can make the most out of this.

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Good plan, my man.

AMEX will be good to you if you're good to them.

[Imperfectfuture]

Just got instant approval for BCE from reading this thread. Don't know my EX score yet (will they tell me if I call?). Guess I don't need NASA after all (wanted replacement for legacy).

[chalupaman]

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@Imperfectfuture wrote:
Just got instant approval for BCE from reading this thread. Don't know my EX score yet (will they tell me if I call?). Guess I don't need NASA after all (wanted replacement for legacy).

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Wow! Congrats. That really encourages me to go for it in January so I can get the backdating that I need among other things, especially how much more I'd get out of using the cashback at Amazon than with the ED card.

[Imperfectfuture]

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@chalupaman wrote:

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@Imperfectfuture wrote:
Just got instant approval for BCE from reading this thread. Don't know my EX score yet (will they tell me if I call?). Guess I don't need NASA after all (wanted replacement for legacy).

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Wow! Congrats. That really encourages me to go for it in January so I can get the backdating that I need among other things, especially how much more I'd get out of using the cashback at Amazon than with the ED card.

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Yes, I'm quite happy (don't know how cash back works with amazon).  And look at the other cards in my sig.  This will lead to better approval down the road.