Amex Gold Delta - APPROVED

[BronzeTrader]

Congrats! Get to the sky!

[WolfChild1]

Hi Jaggo22,

I do have a decent gross income but self employed and lots of deductions. My thinking right now is to be a little more conservative and not ask for a CLI when the card comes, baby steps because I'm already daydreaming of a family trip over the summer!

Plus - I did just receive approval on the Barclay Business Aviator card yesterday as well for a CL of 5000 - they pulled TU (700) which I had known would likely be approved for from this board!   Barclay did not ask for verification of income but I had it ready for them when I called in to check status. 

[WolfChild1]

Good to know. Thats an awesome bump in score.  How often do you use it?  Do you use and PIF?  

My income is around that but I am self employed.  Would you recommend asking for an increase right away?  I am just happy I got the approval with a 628 EXP... Last month Exp was upper 660s but I had a huge drop with a collection that hit early this month.  

[sdsoccerdad]

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@WolfChild1wrote:

Good to know. Thats an awesome bump in score.  How often do you use it?  Do you use and PIF?  

My income is around that but I am self employed.  Would you recommend asking for an increase right away?  I am just happy I got the approval with a 628 EXP... Last month Exp was upper 660s but I had a huge drop with a collection that hit early this month.  

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Not sure if this was intended for me but the first 3 months I had it I ran about $2000 a month through it. PIF every week so it reported almost zero every month.  I've put this one in the drawer now and have been primarily using my PRG and SPG.

[Anonymous]

 Hi Congrats for the approval! If you don't mind me asking, what is the HP on Experian? Thanks.