Delta Blue Skymiles Approved

[Anonymous]

I am already a American Express member
(blue cash) which I got in Jan '18, so I applied for the Amex Delta Blue today. I went through the Amex site and checked my pre approvals first.
I got a starting limit of $2,000. They pulled my fico from Experian. (686) also it was a soft pull.

Fingerhut $3,600, (2) Capital One Platinum $500 & $1,500, Capital One Quicksilver $750, Chase Freedom $2,000, Chase Sapphire Prefferred $5,000, Amex Blue Cash $500, Amex Delta Blue $2,000, Citi Double Cash $2,500, Discover it $5,100.

[Anonymous]

Congrats on your approval.

[Anonymous]

congrats

[Anonymous]

Congrats on Approval

[CountryLivin]

Congratulations!

[Anonymous]

Nice, but, I wonder why you didn't try for the gold? If it ended with denial you coulda apped for the blue anyway.

[Brian_Earl_Spilner]

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@Anonymous wrote:
Nice, but, I wonder why you didn't try for the gold? If it ended with denial you coulda apped for the blue anyway.

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I've read that the underwriting is basically the same so he should have been approved for a gold, but that being said, I wouldn't apply for the gold because I don't fly Delta enough that the annual fee and perks would be worth it. 

[Anonymous]

Annual fee is waived year 1 for Delta gold card and you can downgrade to blue in year 2 so basically higher SUB and perks for a year for free.

[avp99]

Congratulations!!  That card will grow with some TLC.

[Brian_Earl_Spilner]

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@Anonymous wrote:
Annual fee is waived year 1 for Delta gold card and you can downgrade to blue in year 2 so basically higher SUB and perks for a year for free.

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Good point.