Amex Hilton Surpass 85,000 Approval

creditFiend · ‎02-05-2016

Pts. that is.....

I've been a member since Jan. 2014; started with Green, then I closed. Opened EDP, Platinum, & PRG over time.

My scores are low 700s. I've been planning an app day for PenFed, Lowe's & Surpass; but waiting on paid collections to come off EQ & EX. TU deleted it in days of dispute.

Anywho, I missed out on the 80,000 pt offer. I'm carrying a balance transfer on my CapOne (about 65%), & so many new accounts! I wasn't sure if I'd get approved, but I said 'HEY' what the heck!

Approved for $3,100. Odd number, but I guess they're leaving spending room for the spend requirement? LOL.. who knows.

I'm not worried about the limit at all, bc I'll be transferring my EDP to it, when it arrives. I use my PRG more, plus this one. I mainly stay at Hilton & Marriott properties.

Anyways, I'm happy!!!

*edited @gdale6, please move to approvals. Thanks

Guess I was out of it thinking I posted there initially.

CreditCuriosity · ‎02-05-2016

Grats was tempted to go for the 85k points as well on this card already have the no AF version.. Just have alot of exposure with Amex already 48k

Anonymous · ‎02-05-2016

Congrats! Surpass is a good card and is often overlooked. Amex offers more than makes up for my annual fee.

Not sure you can reallocate credit limits upon receiving a new card. .

creditFiend · ‎02-05-2016

Thanks CC.
@Cincinnati513 - I'm not sure either, but I read it on another site. I'll check back with data points after I activate.
@Mods. - I thought I posted this in Approvals. Lol
Please move for me. Thanks

OmarGB9 · ‎02-05-2016

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎02-06-2016

Congrats!

Anonymous · ‎02-06-2016

Congrats on the approval!

creditFiend · ‎02-09-2016

@Anonymous wrote:
Congrats! Surpass is a good card and is often overlooked. Amex offers more than makes up for my annual fee.

Not sure you can reallocate credit limits upon receiving a new card. .

@Anonymous > I received & activated my card yesterday. I attempted a cli $3100 > $9000 (no go). Probably should have requested only $6200. My EDP is due for an increase after my stmt cut on the 14th. I know it's a long shot (no cli on two cards at the same time), but I will try a cli on it next Monday. Whether denied or approved, I will attempt to reallocate the following day, for data points to see if I am successful, (before the 30 day rule) as stated in another forum.

Anonymous · ‎02-09-2016

Good luck. I tried reallocating from a year old card to a 3-4 month old card and was denied. Ended up being able to do CLI on the new card after submitting some paperwork, but was approved within a week.

Anonymous · ‎02-10-2016

Fantastic, congrats !!!