Amex MS Blue Cash Preferred Approved $15K CL

maximo781 · ‎10-22-2022

Finally got this card after two unsuccessful attempts this year.

$15k CL and my Experian score was 656 according to the new card paperwork.

Already have the Gold, Platinum, Delta Gold.

There is hope for all those looking to get into Amex.

Also has a bonus $400 in rewards after spending $3000 in 6 months.

Stealth-1 · ‎10-22-2022

Congrats...the "3rd time's a charm".

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

SouthJamaica · ‎10-22-2022

@maximo781 wrote:
Finally got this card after two unsuccessful attempts this year.
$15k CL and my Experian score was 656 according to the new card paperwork.

Already have the Gold, Platinum, Delta Gold.

There is hope for all those looking to get into Amex.

Congratulations. What does "MS" stand for?

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

maximo781 · ‎10-22-2022

@SouthJamaica wrote:
@maximo781 wrote:
Finally got this card after two unsuccessful attempts this year.
$15k CL and my Experian score was 656 according to the new card paperwork.

Already have the Gold, Platinum, Delta Gold.

There is hope for all those looking to get into Amex.
Congratulations. What does "MS" stand for?

MS = Morgan Stanley

OmarGB9 · ‎10-22-2022

Congrats! That's an amazing SL and a bit of a surprising approval given your lower EX score (no offense intended).

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

CreditAggie · ‎10-22-2022

Congratulations on your Amex approval! I had no idea there was a Morgan Stanley-flavored version of the BCP until I saw this approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

KingRue8500 · ‎10-23-2022

Congrats on your AMEX Morgan Stanley Blue Cash Preferred approval

gdale6 · ‎10-23-2022

No slouch of a SL, grats on getting it and the card itself!

firefox100 · ‎10-23-2022

Congratulations on your Amex approval for cl of 15K, enjoy it have fun. Fico scores and other models are not whole thing in getting approved for high limits, what is your income? A high income can over ride a low score as long you don't have lates or collections.

maximo781 · ‎10-23-2022

Got low util rate and $200k income. Have 2 old charge offs in the profile. Going to garden and attempt to get the Affinity FCU card next year.

@firefox100 wrote:
Congratulations on your Amex approval for cl of 15K, enjoy it have fun. Fico scores and other models are not whole thing in getting approved for high limits, what is your income? A high income can over ride a low score as long you don't have lates or collections.