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CSP approved 4.5 years post BK! 5K Limit

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dangerously_caffeinated
Valued Member

CSP approved 4.5 years post BK! 5K Limit

Hey folks -

 

You might remember me from this post about a new CFF I was approved for 4 years post Bankruptcy: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Freedom-Flex-4-years-post-BK/td-p/65741....

 

Well..... yesterday, I decided to take a shot for the CSP as I've had my CFF for ~3 months and have put decent spend on it and PIF. I was declined right  on approval due to my BK, after calling recon I spoke to a very nice agent who was confident in my approval. He informed me he had to send it to a manager for secondary review and roughly ~20 minutes later after our phone call I was approved for 5k!

 

I was 4/24 at the time.

 

Chase credit score: 709

 

csp-approval.PNG

Message 1 of 24
23 REPLIES 23
PapaTunde
Established Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congrats on your new CSP card and GL with your rebuild

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 2 of 24
MySunrise271
Established Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congratulations on your CSP approval🎉🎉🎉

Message 3 of 24
CYBERSAM
Senior Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congrats on your CSP Approval! Nicely done 🥂🤑👍







                
Message 4 of 24
WasteMgmt
Regular Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congrats! What a way to rebuild, keep it coming. 


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 5 of 24
coreyb80
Super Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congrats on the approval!

Message 6 of 24
SweetCreditObsession
Valued Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congratulations on the successful rebuild AND the new card! Smiley Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 7 of 24
cashorcharge
Community Leader
Super Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Message 8 of 24
Yasselife
Valued Contributor

Re: CSP approved 4.5 years post BK! 5K Limit

Congratulations on your Chase approval 🥂💳


Message 9 of 24
SouthJamaica
Mega Contributor

Re: CSP approved 4.5 years post BK! 5K Limit


@dangerously_caffeinated wrote:

Hey folks -

 

You might remember me from this post about a new CFF I was approved for 4 years post Bankruptcy: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Freedom-Flex-4-years-post-BK/td-p/65741....

 

Well..... yesterday, I decided to take a shot for the CSP as I've had my CFF for ~3 months and have put decent spend on it and PIF. I was declined right  on approval due to my BK, after calling recon I spoke to a very nice agent who was confident in my approval. He informed me he had to send it to a manager for secondary review and roughly ~20 minutes later after our phone call I was approved for 5k!

 

I was 4/24 at the time.

 

Chase credit score: 709

 

csp-approval.PNG


Wow, congratulations. That is pretty uncommon with Chase. Do you think they're lightening up? Or are you just very charming? Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 24
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