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Amex Platinum (Personal) 100k MR Approval!

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Anonymous
Not applicable

Amex Platinum (Personal) 100k MR Approval!

I've been wanting a premium travel card for a while and tried for the CSR a while ago but was rejected. Checked cardmatch today and they showed that I was prequalified for American Express Platinum and was given a special offer for 100k MR after 5k/3mo spend. Decided to apply and got approved instantly for NPSL!

 

 

American Express must take authorized user status very seriously as my profile is pretty thin apart from my AU cards. Not going to question it!

 

My Cards:

  • Citi ~ $5.5k ~ 14mo ~ 11%
  • USAA ~ $21k ~ 6mo ~ 9%
  • Discover ~ $1.8k~ 6mo ~24%
  • AU ~ $36k ~ 12yr
  • AU ~ $11k ~ 18yr

 

Income: $85k

Rent: $700/mo

Scores: 750 Experian, 730 Citi App, 730 Discover App

Utilization: ~12% overall 

Inquiries: 4 EQ, 4 EX, 0 TU in past 2 years

 

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Amex Platinum (Personal) 100k Approval!

Great post, CT, although I'll admit not knowing the Amex portfolio well, I thought you got a 100K SL. 

Thank you for providing all the DPs. And Congrats! on a sweet 100K approval. 

(And I want to move to your town and rent there)

Message 2 of 10
Anonymous
Not applicable

Re: Amex Platinum (Personal) 100k Approval!

Thanks for the kudos! Good catch on the title, I edited it to be more clear.

Message 3 of 10
Loquat
Moderator Emeritus

Re: Amex Platinum (Personal) 100k MR Approval!

Congrats on the approval!  Now go knock out the spend requirement and do something fun with those 100k points!

Message 4 of 10
Cred4All
Valued Contributor

Re: Amex Platinum (Personal) 100k MR Approval!

Not gonna lie, jealous over your 100k SUB since I got the 60k, but congrats on the approval, it's an awesome beast.


Message 5 of 10
Anonymous
Not applicable

Re: Amex Platinum (Personal) 100k MR Approval!

Congrats on the approval!Smiley Very Happy

Message 6 of 10
Anonymous
Not applicable

Re: Amex Platinum (Personal) 100k MR Approval!

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Congrats!!!

 

For this SUB... I've been waiting and waiting and waiting and waiting and waiting................................

Message 7 of 10
SweetCreditObsession
Valued Contributor

Re: Amex Platinum (Personal) 100k MR Approval!

Congratulations!


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 8 of 10
xaximus
Valued Contributor

Re: Amex Platinum (Personal) 100k MR Approval!

Congrats on the approval and great SUB!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 9 of 10
Anonymous
Not applicable

Re: Amex Platinum (Personal) 100k MR Approval!

Wow !
Good going on your great luck.
Message 10 of 10
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