Amex SPG Approval With Data Points

[Anonymous]

I started my relationship with Amex back in October of 2017.  I had previously had employer issued corporate cards with them, but never my own account.  I cold apped for the BCP back in 10/2017 and was approved for $2000.00.  I was denied my 60 day CLI, but continued to pay in full each month and was approved for $3000 CLI to $5000 total CL after another 90 days.   My wife cold sometime in February for the PRG (she travels a bit for work) and added me as an AU.

I was in my account a few months back when I got a targeted banner that I was pre-approved for the new Cash Magnet card.  I apped while logged in and provided income and was got an instant approval for $15,000.

I am taking a trip for work next month and I am staying in a Four Points Sheraton for 6 nights.  I never stay at SPG / Marriott properties so I don't have any cards on their rewards platform.  I was checking rewards cards and saw they had the option for either a Marriott Rewards by Chase (I'M SCREWED WITH 5/24 WITH CHASE) or the Amex SPG that both have the same exact rewards structure.  I logged into my Amex account last night and saw that it was in my list of "offers" and apped for the card. It has a 75,000 point SUB after spending $3000 in 3 months which at some properties is as much as 15 free nights or 2-3 free nights at higher end properties.  Totally worth the deal.

I apped throught the offer and got an instant approval for $20,000 and temporary card with $10,000 spending limit!  I never got a hard inqury for the Cash Magnet or the SPG card, and in under I year I've gone from having $2000 exposure and being denied CLIs to having $40,000 exposure.  It just goes to show you that when you treat Amex right, they treat you right.

Data Points:

INQS - Too Many To Count

Experian - 748

Income - $196,000

AAoA - 26 months

[Cred4All]

Excellent SL, congrats to you!!

[simplynoir]

Nicely done and congrats on your new card!

[SweetCreditObsession]

Congratulations and thanks for the datapoints.

[Anonymous]

Congrats!!!

Gotta love the SPs by Amex. 

[AverageJoesCredit]

Wow Amex wants to be your 12 oclock

[xaximus]

Congrats on the approval!

[Anonymous]

Thanks for all the comments.

In an interesting turn of events, I just got a UPS notification that they shipped the card to me yesterday via UPS next day air and I will have it this afternoon!

My wife's PRG was shipped UPS next day, but my other amex cards all shipped by US Mail.

[AverageJoesCredit]

Thats sweet. Nothing like waiting for a new cc to come and to get it to come fast even better

[19eighty5]

WOW! Congratulations on the awesome approval and SL.