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Amex pissed me off…so, applied & approved for my own Gold Card

tag
CreditAggie
Community Leader
Super Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

Congratulations on your Amex Gold approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 11 of 23
gingerflower
Senior Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

Congratulations on your AMX GOLD CC!! 👍

Message 12 of 23
1GaDawg85
Valued Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

congrats, I think...


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 13 of 23
cashorcharge
Community Leader
Super Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

That's terrific!!  Congratulations on your AMEX Approval!! 🎉🥂👏

giphy.gif

 

Message 14 of 23
Anonymous514
Established Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

Because you were mad at them you put more eggs in the Amex basket? That's not really hurting them 😂 




Message 15 of 23
AverageJoesCredit
Legendary Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card


@Anonymous514 wrote:

Because you were mad at them you put more eggs in the Amex basket? That's not really hurting them 😂 


Lol fico mathSmiley Wink

Message 16 of 23
SUPERSQUID
Valued Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

CONGRATS Credit Addict !!!!!

Its always enjoyable to mix up ones reading with a Nostradamus style post.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 17 of 23
kidink1911
Established Contributor

Re: Amex pissed me off…so, applied & approved for my own Gold Card

Congratulations are in order (I think Smiley Surprised Smiley Very Happy)!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 18 of 23
stonedog23
Frequent Contributor

Re: Amex pissed me off…


@coldfusion wrote:

Let's see if I understand this right.

 

DH has a Gold Card that AMEX placed a $3900 hard limit on when you were going through your financial difficulties.

 

AMEX recently removed the hard limit (i.e. it's a standard NPSL senario now), and you have been using the card.

 

At 2 separate times when you had a balance on the card of in the $2K-$3K range you were called requested to pay down the card.  You hadn't been using the online Check Spending Power link.

 

You log in online to access AMEX chat and ask the CSR if (s)he is a chatbot and when (s)he says no you make a snarky comment about their having hit their head because you still suspect the responses to be computer generated.

 

You then got mad and applied for your own Gold Card and got an instant approval.

 

Does that sound right?    Regardless, congratulations on the approval.

 

 


For that incredible interpretation, you deserve the Nobel Peace Prize for literature, well for almost literature. 

Congrats to the OP on her approval. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 19 of 23
Royalbacon
Frequent Contributor

Re: Amex pissed me off…

Hahahaha congrats I guess

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5500 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 20 of 23
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