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@NRB525 wrote:
@RehabbingANDBlabbing wrote:
@GrandBay wrote:Congrats @RehabbingANDBlabbing on your success!
has there much change in your scores or profile
or is the increases based strictly on your spend?
@GrandBay My scores haven't changed too much while I have had the card. I think they have been approving it based mostly on spend. I kept getting denied before I eventually got the card for too many inquiries, so I was worried that inquiries might get in the way of getting CLIs, but they have not been a problem. I think I have 10 inquiries on TU right now, so it seems like spending and PIFing is what they like.
Congrats on your Apple Card growth, that's an awesome streak.
Now that your limit is more, maybe it's time to use some of that for an Apple item on the zero interest plan? I included some items of ridiculously small amounts on my Apple Card zero percent just because I could
LOL I want the new M1 iMac, but I haven't found a reasons to financially justify that upgrade right now. I could probably sell my current IMac and basically cover the cost, but I am not convinced it will be faster for video/photo editing, so I am still on the fence. There is no denying that these new iMacs look a lot better.
Super Grats!!! Did you let your monthly balance report in full before PIF or only a certain %?
I usually paid off the entire balance before the statement cuts. Last month, I think $15 reported because something posted on the last day of the month. I did carry a balance for a couple of months earlier this year. My overall spending on the card this year is $20,656. So I have been using it pretty heavily.
Congrats on your high credit limit increase!
Bananas on the Apple card.