Congrats
Congratulations on your CLI, trial! 
@TrialByFire wrote:
Statement cut today, logged in to find another increase... 4K-7k, which is now my highest CL. Carried a $3800 balance for 3 mo before paying in full a few days ago. Carried a 90% balance for 3 months, back when cl was 1k. Paid that balance off and a few days later poof...1k-2.3k. Went from 2.3k-4K on a sp somehow. In my experience, it seems like Barclay doesn't mind carrying a large balance in relation to CL if it's paid off pretty quick.
It's the rewards MC at a whopping 24.9%apr, rending the new 7k limit virtually useless. Im wondering if this card can this be PCd to a lower apr card?
If you call in and ask if there are any offers for reduced interest rate, they will often grant it. I lowered my interest considerably on the Rewards card.
Also, if you apply for a Barclays Ring card, which is very low interest, you can transfer some of your Rewards credit limit:
2 scenarios:
1. Apply for Ring card. If you get it, and credit limit is too low, call and ask to transfer some of your Rewards CL to Ring.
2. Apply for Ring card, and get denied. Then call Recon and tell them you'd be willing to transfer some of your Rewards CL to Ring card; they might grant your application.
@TrialByFire wrote:
Good points SJ! I've been eyeing the ring as I do carry balances from time to time. Just been trying not to open any new accounts, for no particular reason honestly. TU is only 667 at the moment until some other balances update,, not sure how that ring app would work out.
Well if you don't want to spend a TU hard pull, you can certainly just call in and ask for an interest rate reduction. I did it and got a nice reduction; they even gave me a temporary 0% rate for 12 months as well.
But if you do apply for a Ring, and get denied, be sure to make the most of your HP, by calling the backdoor credit analyst and reconning it, telling them you'd be glad to take some of your Rewards CL and transfer it to a new Ring card... that's how I got my Ring card.