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Another Capital One CLI

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LawStudentCivilis
Established Contributor

Another Capital One CLI

This morning I requested a CLI from Capital One for my grandfathered Savor card and was given $1,500. 

 

I do spend every month as it essentially covers almost all non-grocery spend (cafe, take out, delivery, etc).  I would say I can spend roughly $150 a month, but I pay it back in full.

 

I see Capital One has been generous with others lately, but historically this is considered a large CLI for them.  So I was pretty surprised and excited!

Message 1 of 20
19 REPLIES 19
M_Smart007
Legendary Contributor

Re: Another Capital One CLI

Congratulations!

Message 2 of 20
CreditAggie
Community Leader
Super Contributor

Re: Another Capital One CLI

Congratulations on your Capital One CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 20
Anonymous
Not applicable

Re: Another Capital One CLI

Congrats on the CLI!  You didn't mention your before or after limit... can you clarify that?

 

A $150/mo spend is pretty conservative spend on any limit really and I imagine your limit is > $1000, so it's surprising that they bumped you up especially considering they are known to deny for "insufficient use" of current limit most often.

Message 4 of 20
gdale6
Moderator Emeritus

Re: Another Capital One CLI

Glad to see something besides a $100 grant. Congrats on the 1.5K bump Smiley Happy

Message 5 of 20
LawStudentCivilis
Established Contributor

Re: Another Capital One CLI

@Anonymous  Sorry about that, after the CLI my new CL is now $5,300. My profile was on the youngside when I first got the card.

Message 6 of 20
CreditMagic7
Mega Contributor

Re: Another Capital One CLI

Nice going getting something out of them that can nudge your limit up rather than the $100 routine.

 

Congrats!

Message 7 of 20
LawStudentCivilis
Established Contributor

Re: Another Capital One CLI

Thanks everyone!

 

@gdale6Thank you! I know, I wonder what's changed with them as it seems to be more common these days. Just glad I was able to benefit while they're feeling generous. 

Message 8 of 20
AllZero
Mega Contributor

Re: Another Capital One CLI

Congratulations on your CLI!
Message 9 of 20
JoeLuvsHisCredit
Valued Contributor

Re: Another Capital One CLI

Congratulations

Message 10 of 20
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