@outofcredit wrote:@Blender I honestly have made very few purchases on my Macy's store card and never more than $250 the entire time I've had it. I initally was hesitant to ask for increases and just started asking in the last year about every 45 days. They usually give what I ask for and only one time did they counteroffer which was fine with me.
i called out of curiosity about PC'ing to the amex but they said only if its offered to you, no big deal its no different then the cards i already have but i definitely may ask for 100% of my current SL, which will also help with utilization padding since i closed a 1.1k card and next im closing a 1.4k card.
@Blender wrote:
@outofcredit wrote:@Blender I honestly have made very few purchases on my Macy's store card and never more than $250 the entire time I've had it. I initally was hesitant to ask for increases and just started asking in the last year about every 45 days. They usually give what I ask for and only one time did they counteroffer which was fine with me.
i called out of curiosity about PC'ing to the amex but they said only if its offered to you, no big deal its no different then the cards i already have but i definitely may ask for 100% of my current SL, which will also help with utilization padding since i closed a 1.1k card and next im closing a 1.4k card.
They sent me the upgrade invite few years after having the store card.
I do know you need higher score for AMEX version vs. store card. Therefore you may get the AMEX upgrade once your score improves. Mid to low 700
@CYBERSAM wrote:
@Blender wrote:
@outofcredit wrote:@Blender I honestly have made very few purchases on my Macy's store card and never more than $250 the entire time I've had it. I initally was hesitant to ask for increases and just started asking in the last year about every 45 days. They usually give what I ask for and only one time did they counteroffer which was fine with me.
i called out of curiosity about PC'ing to the amex but they said only if its offered to you, no big deal its no different then the cards i already have but i definitely may ask for 100% of my current SL, which will also help with utilization padding since i closed a 1.1k card and next im closing a 1.4k card.
They sent me the upgrade invite few years after having the store card.
I do know you need higher score for AMEX version vs. store card. Therefore you may get the AMEX upgrade once your score improves. Mid to low 700
Good info to know. I'm in no hurry for the Amex version. It would prompt more use having it so maybe it's a good thing I don't!
Congrats on your Macy's CLI
@M_Smart007 wrote:
@outofcredit wrote:@M_Smart007 , thanks. Really wasn't expecting another increase so soon.
You can ask every 31 days. (does not mean that they will always give it.)
I asked high on both Macy's and Bloomingdales.
The last Bloomingdales request, I asked high ..they gave [$15K]
Both Macy's cards sit @ $25K
They certainly can grow fast.!!!
ETA: Macy's grows faster than Bloomingdales ..IMHO
Do you show any action on these cards in order to increase your odds for CLI?
@M_Smart007 wrote:
@outofcredit wrote:
@M_Smart007 wrote:
@outofcredit wrote:@M_Smart007 , thanks. Really wasn't expecting another increase so soon.
You can ask every 31 days. (does not mean that they will always give it.)
I asked high on both Macy's and Bloomingdales.
The last Bloomingdales request, I asked high ..they gave [$15K]
Both Macy's cards sit @ $25K
They certainly can grow fast.!!!
ETA: Macy's grows faster than Bloomingdales ..IMHO
I'll ask again in January to ring in the new year. Currently, my highest limit card.
You may already know this ....The Macy's cards normally max out @ $25K unless you want to provide POI.
I believe I have seen one Macy's Amex @ $65K
Do you remember, if, that person to have asked for POI for $65k CL??
