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Another Mini App Spree

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Anonymous
Not applicable

Re: Another Mini App Spree


@Country_Feller wrote:

I just called Chase and was approved for 5K and yep, I am now in the Chase family. Thank ya'll again.


Congrats! I plan on getting in with Amex and Chase soon too! So if i follow this correctly...You app'd for Chase originally, got declined,(started spree) Wrapped around at the end, and apped for a co-branded card, when they say it goes under ONE inquiry, do they mean there isn't a second inquiry pulled for that card? Essentially you got it for nothing?

Message 11 of 17
tbque
Valued Contributor

Re: Another Mini App Spree

Congrats!





Message 12 of 17
9CLINE
Valued Contributor

Re: Another Mini App Spree

Congrats....

Message 13 of 17
Country_Feller
Valued Contributor

Re: Another Mini App Spree

Congrats! I plan on getting in with Amex and Chase soon too! So if i follow this correctly...You app'd for Chase originally, got declined,(started spree) Wrapped around at the end, and apped for a co-branded card, when they say it goes under ONE inquiry, do they mean there isn't a second inquiry pulled for that card? Essentially you got it for nothing?

Correct, there was just one inquiry on my report out of everything I did. The thing with me is, I have opened to many new accounts, trying to help my scores to fast, that I racked up alot of inquires. I'm showing 12 with TU and 14 with EQ. I have got to stop this and let everything grow. I didn't need this card as most of my cards stay put up in the safe. It's an addiction I tell ya, lol. Good luck on whatever you decide to do.

myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 14 of 17
Anonymous
Not applicable

Re: Another Mini App Spree

Correct, there was just one inquiry on my report out of everything I did. The thing with me is, I have opened to many new accounts, trying to help my scores to fast, that I racked up alot of inquires. I'm showing 12 with TU and 14 with EQ. I have got to stop this and let everything grow. I didn't need this card as most of my cards stay put up in the safe. It's an addiction I tell ya, lol. Good luck on whatever you decide to do.

Yeah i've got no itch fortunately. the fear of rejection is much stronger than the want for more credit. I'm more concerned with the long game for my Credit. 23 y.o But i'm refinancing my car in a week so i'm getting an Equifax hit anyway. So i figured it's a good time to hop out of the garden as my scores are currently maxed out with Utilization at its lowest possible. Once i open 3-5 major cards, i'll be firmly planted in the garden. For exactly 13 months(Car purchase, then open maybe 2 new cards). Then a house purchase in maybe 3 years from today. Just wanted to have a backup ifi don't get approved for Chase SP because i've opened 4 CC and 1 Store cards.

My forum on my comnig spree Smiley Happy

 

Message 15 of 17
Anonymous
Not applicable

Re: Another Mini App Spree

Correct, there was just one inquiry on my report out of everything I did. The thing with me is, I have opened to many new accounts, trying to help my scores to fast, that I racked up alot of inquires. I'm showing 12 with TU and 14 with EQ. I have got to stop this and let everything grow. I didn't need this card as most of my cards stay put up in the safe. It's an addiction I tell ya, lol. Good luck on whatever you decide to do.

Yeah i've got no itch fortunately. the fear of rejection is much stronger than the want for more credit. I'm more concerned with the long game for my Credit. 23 y.o But i'm refinancing my car in a week so i'm getting an Equifax hit anyway. So i figured it's a good time to hop out of the garden as my scores are currently maxed out with Utilization at its lowest possible. Once i open 3-5 major cards, i'll be firmly planted in the garden. For exactly 13 months(Car purchase, then open maybe 2 new cards). Then a house purchase in maybe 3 years from today. Just wanted to have a backup ifi don't get approved for Chase SP because i've opened 4 CC and 1 Store cards.

My forum on my comnig spree Smiley Happy

Message 16 of 17
black_citi
Established Contributor

Re: Another Mini App Spree

Its kinda crazy how Chase won't extend credit with too many new accounts for 2 years but you got approved anyways. Congrats!
Make More, Spend Less
Message 17 of 17
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