Another local CU approval -- Wright Patt CU

cmm89 · ‎05-07-2021

I applied for a very basic membership with hopes that I'd pre-qual for their lowest APR card. After being approved for membership, I was prequalified for their Platinum Low Rate card- the site said $6,400 with an APR 6.25%. Needless to say (& with my impulsive nature kicking in), I clicked the apply button.

Just found out that I was approved today for that $6,400 SL with that amazing APR of 6.25%.

See here (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GE-Credit-Union-quot-The-Classic-quot-VS-Appr...) as it was the same day for DP's, though I'm happy to answer any questions.

I am DONE with CC apps now... DONE DONE. I've found 2 great lenders I hope to grow with that have amazing APR's, couldn't be more stoked.

Have a great weekend, all! cmm89

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

CreditMagic7 · ‎05-07-2021

That's a pretty great APR card rate and Congratulations on your new membership Approval!

M_Smart007 · ‎05-07-2021

Congratulations on your approval!

CreditAggie · ‎05-07-2021

Congratulations on your WPCU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

AllZero · ‎05-07-2021

Congratulations on your approval!

Anonymous · ‎05-07-2021

@cmm89 wrote:
I applied for a very basic membership with hopes that I'd pre-qual for their lowest APR card. After being approved for membership, I was prequalified for their Platinum Low Rate card- the site said $6,400 with an APR 6.25%. Needless to say (& with my impulsive nature kicking in), I clicked the apply button.

Just found out that I was approved today for that $6,400 SL with that amazing APR of 6.25%.

See here (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GE-Credit-Union-quot-The-Classic-quot-VS-Appr...) as it was the same day for DP's, though I'm happy to answer any questions.

I am DONE with CC apps now... DONE DONE. I've found 2 great lenders I hope to grow with that have amazing APR's, couldn't be more stoked.

Have a great weekend, all! cmm89

Congratulations on your approval! 🥳👏🏻👏🏻

Done, done, done. Famous last MF words , lol, right? 😉😁 And the garden 🪴 🪴 🪴 is a LOVELY place this time of year. 🙏🏻

SouthJamaica · ‎05-07-2021

@cmm89 wrote:
I applied for a very basic membership with hopes that I'd pre-qual for their lowest APR card. After being approved for membership, I was prequalified for their Platinum Low Rate card- the site said $6,400 with an APR 6.25%. Needless to say (& with my impulsive nature kicking in), I clicked the apply button.

Just found out that I was approved today for that $6,400 SL with that amazing APR of 6.25%.

See here (https://ficoforums.myfico.com/t5/Credit-Card-Approvals/GE-Credit-Union-quot-The-Classic-quot-VS-Appr...) as it was the same day for DP's, though I'm happy to answer any questions.

I am DONE with CC apps now... DONE DONE. I've found 2 great lenders I hope to grow with that have amazing APR's, couldn't be more stoked.

Have a great weekend, all! cmm89

Excellent. Congratulations.