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I applied for membership and was instantly approved. It's odd that some people get a pending status on that. Even though I have a lot of new accounts from August (8 cards overall) and a $6,000 loan from a credit union that isn't reporting; I figured why not if it's only a soft pull for new members.
I also have about 20 inquiries on my Experian so it will be interesting to see what happens. I also have balances on a few 0% APR cards that I'm just paying double minimums on because I'm making more money investing then I would letting the PIF money sit in savings. Regardless, everyone aboard the NASA train, choo choo!
I applied for a CC (lowest APR - 1$ = 1 point) and a PLOC of about $10,000. I don't really need the PLOC but it's nice to know it's there incase life happens. I got the 2-3 days message. Honestly with my profile I'm expecting denial across the board but you'll never obtain what you want in life if you don't try right?
Good luck to everyone else and I'll post in the huge approval/denied thread when I find out the results.
Well I'm calling it a "reserved" approval based on what I've been reading about approvals turning into declines (yikes)...I app'd for membership (still pending after 4 days) and just said forget it and app'd for the CC this afternoon. Just got the "ding-ding you have mail" on my IPhone and it was an approval notification of $30,000 @ 12.9 APR. I'm like WHOA!!!!! In the fine print it said pending of copy of my SS Card and I.D. I logged in and checked on the actual app status and it does say approved HOWEVER i will wait on the FUNDED wording. So we will see!
After waiting 2 days as pending I recieved a text and email telling me I was approved for both a savings account and a cc @ 30k 12.9
I also decided to app... and join the mob. Currently in Pending status on my application (sent in requested social security card, utility, and drivers license) for membership. Here the strange part. I didnt want to wait so I applied for the credit card status went into pending then denied for too much revolving credit and new accounts....but I was approved for a $20k ploc at 9.25% apr
The loan status for the ploc is funded after I signed via docusign. Not going to get excited until everything calms down. Figure I can apply again for the credit card in about a year. Totally happy with the 20k ploc.
Received my application approval for CC tongiht, 30,000 at 14.90%, want utility bill to verify address, application for membership is still pending however, App. for CC states approved on website, submitted utility bill tonight and now I'm just waiting for the "Approved for funding" status, keeping fingers crossed.
Also incase anyone is interested I have at least 20 inquires on report, score of 672.
How do you become a member?
App'ed for memebership yesterday...Immediate approval. App'ed for CC went from pending to denied in less than an hour.
@Anonymous wrote:App'ed for memebership yesterday...Immediate approval. App'ed for CC went from pending to denied in less than an hour.
What's your EX score? Baddies?
Applied for membership and was instantly approved. I didn't have a CU membership so I figured I'd give them a go since it appeard that they are prominent. As far as the CCs, I knew there wasn't a snowball's chance in hell of me being approved for the CLs I saw posted in the forums.
Did consider the PLOC, but didn't go through with it. I'll just wait until next year.
Keep both your credit and your body in top shape!
I was denied after being in pending status for a day and a half.