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Anyone has experince with CUofCO?Updated

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RonM21
Valued Contributor

Re: Anyone has experince with CUofCO?


@dragontears wrote:
So an update, I got a call from them and after asking me why I wanted the card I was approved for 15k

Congrats on the approval



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 31 of 48
dragontears
Senior Contributor

Re: Anyone has experince with CUofCO?

Got this email this morning:

 

Congratulations, your request for a new credit card has been approved. Your approval is contingent on at least one stipulation:

Completion of Account Opening is required before proceeding with funding of loan.

 

The funds for opening the savings account has not yet cleared so the condition is understandable.

The CC is not yet showing on the online account

Message 32 of 48
Anonymous
Not applicable

Re: Anyone has experince with CUofCO?


@dragontears wrote:

Got this email this morning:

 

Congratulations, your request for a new credit card has been approved. Your approval is contingent on at least one stipulation:

Completion of Account Opening is required before proceeding with funding of loan.

 

The funds for opening the savings account has not yet cleared so the condition is understandable.

The CC is not yet showing on the online account


Very nice - congrats!!

Message 33 of 48
ScoreOrBeScored
Valued Contributor

Re: Anyone has experince with CUofCO?

one thing i noticed in the pricing was, there wasn't anything about BT ! do they allow BT on this card ? Fee ? anyone know anything about

a BT feature on this ?

Message 34 of 48
ttleigh
Regular Contributor

Re: Anyone has experince with CUofCO?

They do balance transfers- no fee. You have to go into a branch or call over the phone
Message 35 of 48
Anonymous
Not applicable

Re: Anyone has experince with CUofCO?

I applied for membership and a credit card with CU of Co on Friday of last week.  I didn't hear back from them so I called today.  I was told that I was not eleigible to join because I was not in Colorado.  I told the rep that I didn't see that in the instructions anywhere but she still insisted that I had to be local.  I'm in Georgia.  I then asked that my membership and startup money be refunded and she said ok.  I also inquired about the credit pull and she said that they had not completed a credit pull.

Message 36 of 48
dragontears
Senior Contributor

Re: Anyone has experince with CUofCO?

So an Update,

It had been several days since the savings account was funded but the CC account had not shown up, so after work yesterady I called and the CSR couldn't figured out why it hadn't been funded yet, so she put me on hold breifly came back said everything looked good and ask if I wanted to come into a branch or use docusign to finalize the card. I chose to docusign. shortly after I got an email with the docusign link. within 10 minutes after e-signing I got another email saying everything was complete and I would be getting the card in 7-10 days. Logged into my account and there was the CC. I did get the 6.5% APR.

 

Message 37 of 48
Anonymous
Not applicable

Re: Anyone has experince with CUofCO?


@dragontears wrote:

So an Update,

It had been several days since the savings account was funded but the CC account had not shown up, so after work yesterady I called and the CSR couldn't figured out why it hadn't been funded yet, so she put me on hold breifly came back said everything looked good and ask if I wanted to come into a branch or use docusign to finalize the card. I chose to docusign. shortly after I got an email with the docusign link. within 10 minutes after e-signing I got another email saying everything was complete and I would be getting the card in 7-10 days. Logged into my account and there was the CC. I did get the 6.5% APR.

 


That's an awesome rate - congrats!

Message 38 of 48
Anonymous
Not applicable

Re: Anyone has experince with CUofCO?Updated

This card is on my radar bc of the low apr Transunion 08 is 730 did you figure out which one they use? Would be extremely nice to take advantage of His to carry balances for sure!
Message 39 of 48
dragontears
Senior Contributor

Re: Anyone has experince with CUofCO?Updated


@Anonymous wrote:
This card is on my radar bc of the low apr Transunion 08 is 730 did you figure out which one they use? Would be extremely nice to take advantage of His to carry balances for sure!

I have not yet recieved the card and starting info/TOS (hopefully it will include the score they used) so not 100% sure which model but I am thinking it is TU FICO08, I will update once I get the card and info

Message 40 of 48
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