Anyone has experince with CUofCO?Updated

[dragontears]

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@ttleigh wrote:
They do balance transfers- no fee. You have to go into a branch or call over the phone

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Good info, I was all over their site last night and could not find a way to initiate a BT online

[dragontears]

Just got an alert, the CC is reporting to EX and TU (am sure will get the alert from EQ before the day is over).

so 4 days after approval it is on my reports.

[Anonymous]

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@dragontears wrote:

Just got an alert, the CC is reporting to EX and TU (am sure will get the alert from EQ before the day is over).

so 4 days after approval it is on my reports.

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Wow that was fast - thanks for the update!

[Anonymous]

btw grats on the approval I just got approved myself and they were already funding the loan per the people over email, really nice folks there its like having a better version of Simmons with a lower interest rate and less of a hassle.  I will confirm that they definitely use fico 08 for their scoring at the minimal as I was approved for the 6.5% interest as well and my transunion is currently sitting at 730.

[Anonymous]

Something else I can add no need to do a cash advance the way they had me do it is they gave me the specific account number that you can input as checking wherever you're looking to BT from so you can put that share number and the routing number and they go through as charges directly to the card itself as if you were doing checking.  This effectively has made every single one of my cards a 6.5% card.  Also hard pulls are good for 30 days and can be used for other products, myfico still hasn't shown mine but it shows up on ck weird...

[dragontears]

Good to know, I must have gotten a clueless rep who told me it had to be done with a cash advance. Though there is no fee or different APR for cash advances according to the rep

[CreditMagic7]

Congrats! on the approval.

[Anonymous]

All good,definitely works and easier to manage things yeah no cash advance fees or anything just the flat apr but I can definitely say this method definitely works, rep was pretty knowledgeable and has given me this info pretty fast when I asked them about BT he even put me on hold for a few minutes to talk to someone just to confirm, I already managed to transfer older cards balances instant without having to wait a week or two and no fees of any sort and they've posted to my cc account.