App Spree Completed!

[Anonymous]

Today's approval marks my last application for a while...

Chase Freedom - immediate approval - $2,000 SL
Citi DC - immediate approval - $1,000 SL
Best Buy Citi - denied - told by CSR that I was denied due to too many inquiries on my Equifax report
Walmart Mastercard - immediate approval - $1,200 SL
Marvel Mastercard - immediate approval - couldn't find where it says SL, probably have to wait for the card to come in the mail

So I am definitely all set with cards for a while. Each one I applied for has a specific purpose and I am content with my lineup as of now!

[Anonymous]

Sounds like a well executed plan to me.  Congratulations. Now time to garden.

[Anonymous]

Congrats to you on some very nice approvals!  You got the cards on your list - minus one - so a very successful spree I would say!  Enjoy all of your successes! 

[mystikal1]

Congrats

[sarge12]

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@Anonymous wrote:
Today's approval marks my last application for a while...

Chase Freedom - immediate approval - $2,000 SL
Citi DC - immediate approval - $1,000 SL
Best Buy Citi - denied - told by CSR that I was denied due to too many inquiries on my Equifax report
Walmart Mastercard - immediate approval - $1,200 SL
Marvel Mastercard - immediate approval - couldn't find where it says SL, probably have to wait for the card to come in the mail

So I am definitely all set with cards for a while. Each one I applied for has a specific purpose and I am content with my lineup as of now!

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With your scores, do you know why the SL's are that low? Seems like they would be higher for you.

[Anonymous]

My best guess would be my age/thin credit file.

However, I have had a store card and a car lease that I have had since I was fresh on the market and I have paid everything on time and have approx 8% util. I also have student loans but they are deferred as of now (I'm still taking classes).

[sarge12]

If you are a student it is probably income.

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@Anonymous wrote:
My best guess would be my age/thin credit file.

However, I have had a store card and a car lease that I have had since I was fresh on the market and I have paid everything on time and have approx 8% util. I also have student loans but they are deferred as of now (I'm still taking classes).

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[Anonymous]

I work full time, taking classes part time. I make about ~30k a year

[sarge12]

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@Anonymous wrote:
I work full time, taking classes part time. I make about ~30k a year

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You're young it will grow....good job on the scores.

[sarge12]

Wait...can not be age...illeagal. Thin file maybe, but not age