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App Spree - Patelco Pure, BlockFi, Discover It Cash, Citi Custom Cash, PenFed Power Cash

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CornfedSUV
Member

App Spree - Patelco Pure, BlockFi, Discover It Cash, Citi Custom Cash, PenFed Power Cash

I've been on an app spree.

 

My PLs (one from Happy Money (Payoff - $40k), one from LightStream ($19.5k)) came back as approved today, so I went forward with the CCs. 

 

Denied for Chase CSP. Ouch. 

 

Approved for Patelco Pure @ 6.95% - $10k SL. 

 

Approved for BlockFi Rewards @Anonymous.79% - $10k SL. 

 

Approved for Discover It Cash Back with 15month 0% APR - $6k SL. 

 

Approved for PayPal Credit - $3,900 SL.

 

App'd for Citi Custom Cash - 7-10 day message. UDPATE: Fraud verification. Approved - $9.3k SL. 

 

EDIT: Thought I'd go for the PedFed Power Cash Visa as well. Boom! Approved - $17.5k SL. 

 

I'm honestly floored. I've never been granted these kinds of SLs before. Patience really is key in this game.

 

EX 770 / TU 790 / EQ 780. 10-15% util, AAoA just under 2 years. Income of ~$115k. No baddies. 

Amex Plat | Amex Business Gold | BlockFi $10k | Patelco Pure $10k | Citi Custom Cash $9300 | Citi Costco $6000 | Discover It Cash $6000 | Fidelity Rewards $4800 | Amex BBP $3500 | CapitalOne QS $2600 | Apple $2250 | Discover $2000 | WF Propel $2000 | Amazon Sync $4500 | Chevron Sync $1000 | LightStream PL | LC PL | Payoff PL | BMWFS
Message 1 of 19
18 REPLIES 18
gdale6
Moderator Emeritus

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

Grats to all your approvals Smiley Happy

 

You might want to recon that Chase denial.

Message 2 of 19
PullingMeSoftly
Valued Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

Nice run, congrats on the pickups!

 

If you did Citi last of the bunch and they see any inq's within 8 days of your app, it'll be denied even if you're 0/6, 0/12 at the time of app. I know this first hand back when i applied for the CCC, was 0/12 new accounts and just 1 inq for an app the day before. Was able to make a case with recon, and get approved back then, but sheez they are strict with those same timeframe inq's.






Message 3 of 19
CreditMagic7
Mega Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

Congrats on the successes from your app spree!

Message 4 of 19
Elpadrino1
Valued Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

Congratulations on your approvals!!

Message 5 of 19
CornfedSUV
Member

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

They were last of the bunch, but they managed to approve nonetheless. They called for fraud verification. 

Amex Plat | Amex Business Gold | BlockFi $10k | Patelco Pure $10k | Citi Custom Cash $9300 | Citi Costco $6000 | Discover It Cash $6000 | Fidelity Rewards $4800 | Amex BBP $3500 | CapitalOne QS $2600 | Apple $2250 | Discover $2000 | WF Propel $2000 | Amazon Sync $4500 | Chevron Sync $1000 | LightStream PL | LC PL | Payoff PL | BMWFS
Message 6 of 19
Credit4Growth
Senior Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

Sorry to hear about Chase but 5 new approvals, YES!
Congrats to you! 🥂
Message 7 of 19
NalekSok
Regular Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash

Congratulations on your approvals! 🎉 Enjoy those new benefits!






Message 8 of 19
GatorGuy
Valued Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash, Citi Custom Cash, PenFed Power Cash

Congrats on mahy nice approvals!

 

 

Message 9 of 19
CreditAggie
Community Leader
Super Contributor

Re: App Spree - Patelco Pure, BlockFi, Discover It Cash, Citi Custom Cash, PenFed Power Cash

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 19
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