Re: App Spree Success ....

FireMedic1 · ‎07-08-2023

Congrats! See ya in here in 2025.

BK Free Aug25

1dayatatime1999 · ‎07-08-2023

Thank you FireMedic1!!!

I think I will be in the garden until 2026 or later. LOL!!

Now I have to ride the wave and hope that I do not get any closures due to the number of new accounts.

Since I really just wanted to build my profile, I think I will be okay with what I have for a long time.

NoMoreDebt · ‎07-08-2023

congrats on the approvals

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

SouthJamaica · ‎07-08-2023

You call that a "mini" app spree?

I'd hate to see what you would do on a regular "app spree".

Anyway, congratulations, quite a haul.

And like @CreditCuriosity says, don't be surprised if Chase claws back its approval.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

JoeRockhead · ‎07-08-2023

Nothing mini about this spree, congratulations!

alextercero · ‎07-09-2023

Congrats on the approvals

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

Hipployta · ‎07-09-2023

Congrats on the spree!! I just did one too. I declined the BCU CC but had like 8 or 9 others LOL. Just gotta keep all the new ones at zero on statement day

FICO (01/29/2025) EX 850 I TU 843 I EQ 841
INQ: 1/12, 2/24
Cards 0/12, 0/24
Mortgage: 5.5% 30 yr $412K, Auto Loan: 2024 Kia Telluride $38K, Loan: SoFi $36K
Total CL: $430K, 1% Utilization
Top CLs: AMEX Plat NSPL, AMEX BCP $55000, NFCU Visa $48900, AMEX Everyday $42900, BOA Americard $33000, Langley PLOC $21900, Paypal MC $20000, Discover $19500, Langley TR $18100, Chase Amazon $18000, NFCU AMEX $18000, NFCU MC $13100, Chase Freedom $13000, Chase Bonvoy $12600, GM Rewards $12000
Next 3 Years: Sell condo, then close on new build, pay off auto loan, then focus on paying down mortgage. Consider a HELOC, CSP, United Quest credit card, World of Hyatt, Truist or NW LOC, and/or one of the USB ards after I garden until August 2025 for 0/24

Jccflat · ‎07-10-2023

how long relationship you have a DCU?

CreditAggie · ‎07-10-2023

Congratulations on your approvals! I would watch Chase closely as there is a good chance they may close your CSP once they find out that you went on a large spree.

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

1dayatatime1999 · ‎07-10-2023

@ Jccflat, Thank you! I was a member for 6+ months before I applied.

App Spree Success ....

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