App Spree...

[Anonymous]

I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:

EX - 633 to 663

EQ - 610 to 701

TU - 604 to 643

Applied and was approved for:

Macy's  - $500

Kohl's - $400

Home Depot -$2500!!

I was declined for the Discover it and Care Credit.

Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.

Was hoping to get everything in one swoop.

Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.

[coldnmn]

Congrats! Good Luck on the refinance. I hope you did it before your app spree. Thanks for sharing.

[CreditMagic7]

Goodbye to that old thing....

....and Hello to new progress!

Great News Indeed!

Congrats! and all the luck for you on the Freedom!

[BigBS]

Congrats!

[Anonymous]

Thank you all. It was a long, expensive road.

Ate so many bullets and realized how taken advantage of credit rebuilders are.

I appreciate the value of having "better" credit. Hopefully in a year I'll have good credit. Get "primed up" and sit again for a couple years until it's time to buy a new car.

[gdale6]

Congrats & good luck on the ones remaining

[-Wade-]

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@Anonymous wrote:

I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:

EX - 633 to 663

EQ - 610 to 701

TU - 604 to 643

Applied and was approved for:

Macy's  - $500

Kohl's - $400

Home Depot -$2500!!

I was declined for the Discover it and Care Credit.

Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.

Was hoping to get everything in one swoop.

Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.

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Congrats on your success enjoy your new cards

[alvon123]

congrats

[Anonymous]

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@coldnmn wrote:

Congrats! Good Luck on the refinance. I hope you did it before your app spree. Thanks for sharing.

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I did not. But I was approved for 1.24% for 36 month refinace and lowered my payment by $61 a month and shorted my loan by 8 months. I am a big guy, with a tough hardcore job and I was in tears.

So Awesome...

Said my score was a 737. Seems like my app spree did not hurt me.

[CreditMagic7]

Nothing brings a brute to tears any better then complete satisfaction.
And Wow you managed in all that to secure a beautiful 1.24% Apr.

Breathing better today?