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@Anonymous wrote:I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:
EX - 633 to 663
EQ - 610 to 701
TU - 604 to 643
Applied and was approved for:
Macy's - $500
Kohl's - $400
Home Depot -$2500!!
I was declined for the Discover it and Care Credit.
Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.
Was hoping to get everything in one swoop.
Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.
call backdoor about chase.
id also creat online account for home depot and CLI for $15k and let them counter... they are known to give huge recon CLI if you request!
@CreditMagic7 wrote:
Nothing brings a brute to tears any better then complete satisfaction.
And Wow you managed in all that to secure a beautiful 1.24% Apr.
Breathing better today?
Big beautiful breaths of air!!!!
WTG Congratulations x3!!!
Awesome!
I can imagine how great refinancing that loan must feel!
@Creditaddict wrote:
@Anonymous wrote:I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:
EX - 633 to 663
EQ - 610 to 701
TU - 604 to 643
Applied and was approved for:
Macy's - $500
Kohl's - $400
Home Depot -$2500!!
I was declined for the Discover it and Care Credit.
Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.
Was hoping to get everything in one swoop.
Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.
call backdoor about chase.
id also creat online account for home depot and CLI for $15k and let them counter... they are known to give huge recon CLI if you request!
@Creditaddict wrote:
@Anonymous wrote:I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:
EX - 633 to 663
EQ - 610 to 701
TU - 604 to 643
Applied and was approved for:
Macy's - $500
Kohl's - $400
Home Depot -$2500!!
I was declined for the Discover it and Care Credit.
Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.
Was hoping to get everything in one swoop.
Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.
call backdoor about chase.
id also creat online account for home depot and CLI for $15k and let them counter... they are known to give huge recon CLI if you request!
Called Chase. They denied me based on to many new accounts. Did the Shopping Card trick for 3 accounts plus the 3 others that just opened. All with in 60 days. Oh well. Hopefully in 6 months I can try again. I am off to the garden.