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App Spree...

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Creditaddict
Legendary Contributor

Re: App Spree...


@Anonymous wrote:

I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:

 

EX - 633 to 663

EQ - 610 to 701

TU - 604 to 643



Applied and was approved for:

 

Macy's  - $500

Kohl's - $400

Home Depot -$2500!!

 

I was declined for the Discover it and Care Credit.

 

Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.

 

Was hoping to get everything in one swoop.

 

Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.


call backdoor about chase.

id also creat online account for home depot and CLI for $15k and let them counter... they are known to give huge recon CLI if you request!

Message 11 of 16
Anonymous
Not applicable

Re: App Spree...


@CreditMagic7 wrote:
Nothing brings a brute to tears any better then complete satisfaction.
And Wow you managed in all that to secure a beautiful 1.24% Apr.

Breathing better today?
Smiley Happy

Big beautiful breaths of air!!!!

Message 12 of 16
yudeology101
Senior Contributor

Re: App Spree...

WTG Congratulations x3!!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 13 of 16
Involver
Valued Contributor

Re: App Spree...

Awesome!

 

I can imagine how great refinancing that loan must feel!

 

 

Message 14 of 16
Anonymous
Not applicable

Re: App Spree...


@Creditaddict wrote:

@Anonymous wrote:

I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:

 

EX - 633 to 663

EQ - 610 to 701

TU - 604 to 643



Applied and was approved for:

 

Macy's  - $500

Kohl's - $400

Home Depot -$2500!!

 

I was declined for the Discover it and Care Credit.

 

Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.

 

Was hoping to get everything in one swoop.

 

Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.


call backdoor about chase.

id also creat online account for home depot and CLI for $15k and let them counter... they are known to give huge recon CLI if you request!



@Creditaddict wrote:

@Anonymous wrote:

I checked my FICO this morning and saw that Santander had finally removed a old collection that they re-aged from 99 to 2011. My FICO's jumped to:

 

EX - 633 to 663

EQ - 610 to 701

TU - 604 to 643



Applied and was approved for:

 

Macy's  - $500

Kohl's - $400

Home Depot -$2500!!

 

I was declined for the Discover it and Care Credit.

 

Awaiting a decision on Chase Freedom. Got a email saying they'd review it and send me the card if approved.

 

Was hoping to get everything in one swoop.

 

Time to Garden once I get my Credit Acceptance 24.99% auto loan refi by DCU.


call backdoor about chase.

id also creat online account for home depot and CLI for $15k and let them counter... they are known to give huge recon CLI if you request!


Called Chase. They denied me based on to many new accounts. Did the Shopping Card trick for 3 accounts plus the 3 others that just opened. All with in 60 days. Oh well. Hopefully in 6 months I can try again. I am off to the garden.

Message 15 of 16
CreditMagic7
Mega Contributor

Re: App Spree...

+1
Get right to recon on HD. I did very recently and they without hesitation gave me exactly the CLI i requested. I could have and maybe should have gone more then the 5K they approved!

But you will do much better! Simply ask!
Message 16 of 16
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