@Anonymous wrote:Congrats on the approvals. I'm sorry that the CL for DCU wasn't what you were hoping for, but the APR is really nice!
That was the whole reason for the spree. Got some things coming up that I need a low interest card for. Right now my score is the highest it's going to be for a while, took advantage of a 0% offer at Lowes for a new lawn tractor that'll bump up my UTL a bit. If I can get a recon for Barclay's I'll be alright with it, was hoping for $5k with them for a siggy card.
@boomhower wrote:Went on a bit of an app spree:
DCU $5000 8.5% for low interest
Sallie Mae $2500 for amazon rewards
Walmart Discover $1000 for TU score
EQ score is 762. TU is lower due to an old collection but should still be 700+, it's 733 credit card enhanced. UT ~10% and 7 INQ on EQ and 4 on TU.
I'm dissapointed a bit on the limits. I expected more from DCU due to them being talked up about large limits. Sallie Mae may have gotten spooked a little by the collection. I'm not worried about Walmart, already have two $10k cards from GE so it'll go up soon enough.
I'm struggling to think of any other cards I would want. Already have Freedom, IT, and BCP along with some other lower end insignificant cards. I don't travel so those are pointless to me. I'd like to get in with Citi but they don't have any card that really interest me.
CONGRATS!!!! 
@Ron1 wrote:
@boomhower wrote:Went on a bit of an app spree:
DCU $5000 8.5% for low interest
Sallie Mae $2500 for amazon rewards
Walmart Discover $1000 for TU score
EQ score is 762. TU is lower due to an old collection but should still be 700+, it's 733 credit card enhanced. UT ~10% and 7 INQ on EQ and 4 on TU.
I'm dissapointed a bit on the limits. I expected more from DCU due to them being talked up about large limits. Sallie Mae may have gotten spooked a little by the collection. I'm not worried about Walmart, already have two $10k cards from GE so it'll go up soon enough.
I'm struggling to think of any other cards I would want. Already have Freedom, IT, and BCP along with some other lower end insignificant cards. I don't travel so those are pointless to me. I'd like to get in with Citi but they don't have any card that really interest me.
Congrats!!! I'm afraid I might get $5K card from them. I haven't applied yet.
Ron.
It's in line with my other limits. My highest prime card is $5.5K with Discover and $5k with Chase. If your other limits are higher then I'd imagine at the minimum they'd put it in line with those. I seem to be more of an anomoly with most getting higher limits.
Thats a great spree! Credit Unions must be a great way to receive a high initial credit limit.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@Ron1 wrote:
@boomhower wrote:
@Ron1 wrote:
@boomhower wrote:Went on a bit of an app spree:
DCU $5000 8.5% for low interest
Sallie Mae $2500 for amazon rewards
Walmart Discover $1000 for TU score
EQ score is 762. TU is lower due to an old collection but should still be 700+, it's 733 credit card enhanced. UT ~10% and 7 INQ on EQ and 4 on TU.
I'm dissapointed a bit on the limits. I expected more from DCU due to them being talked up about large limits. Sallie Mae may have gotten spooked a little by the collection. I'm not worried about Walmart, already have two $10k cards from GE so it'll go up soon enough.
I'm struggling to think of any other cards I would want. Already have Freedom, IT, and BCP along with some other lower end insignificant cards. I don't travel so those are pointless to me. I'd like to get in with Citi but they don't have any card that really interest me.
Congrats!!! I'm afraid I might get $5K card from them. I haven't applied yet.
Ron.
It's in line with my other limits. My highest prime card is $5.5K with Discover and $5k with Chase. If your other limits are higher then I'd imagine at the minimum they'd put it in line with those. I seem to be more of an anomoly with most getting higher limits.
Did they ask for income verification?
Ron.
Nope.