Grats on all your approvals 
Chase is funny about new accounts with people that dont have established histories, the sudden move to "run" up the card most likely triggered the review combined with the other 2 cards you apped for with them. With Chase dont app for more than 1 in a 6 month period of time.
Mazel Tov on your approvals @Miss_mellojello , but I would let it rest for awhile.
Do you have checking/savings account with Chase? It is often helpful before applying to have a relationship. Much like NFCU they value prior relationships with them. It also allows you to walk into a branch and as for a reconsideration. I have had a Chase accounts for 2 years, setup with I began my rebuild for just tha purpose.
Congrats on your approvals!
@Miss_mellojello wrote:Hello all.
A few weeks ago I went on an app spree after CapOne removed 3 lates and I gained a few points. I had been gardening a while with a Self loan and Cc.
STATS:
Self CC- $1350
SELF loan- paid off 2/2022 causing a 5 to 15 point drop
Amex AU- $14k, O% usage
UTILIZATION 7%
No lates 20 months and 1 paid collection for school 3 or 4 years old(2k).
Scores-fico8 3/4
Ex-647
EQ-644
TU-618
Scores today- 3/14
Ex 647
EQ 664
Tu 622
3 weeks ago
Told to apply for more lines to get mortgage middlescore up
Applied:
1.Banana Republic Visa Declined (Chase)
Carecredit $6500
5. SECU MD CC Declined (my regular bank so will ask again next month my EQ5 is just now approximately 641)
4. NORDSTROM Visa $2000
2.AMAZON Visa (Chase) $4800
2. SOUTHWEST CARD (CHASE) DECLINED
3. Self loan $535
I was attempting to to set up an AZEO with the Amazon Card and shifted all house, dining payments (5%cashback) etc to this card as soon as i got it. I set up hulu- declined.. weird but went through later. Went to dinner, no problem. Door dash Declined last Thursday. Declined again for NORDSTROM $61. Called and they said your account is under review but it's normal 10 business days for review . Hmm. SAKs $72 Friday went through fine. Saturday and Sunday card completely frozen and unable to use. Fraud dept closed of course. Call Monday and the woman says my card is under review. Do you have your card in your possession? Did you authorize these purchases? Yes. Give 3 business days for review to be completed.
Mind you, I never recieved a call, email or text about any issues with the card. All income verifiable $75k/no house payments/little utilization.
What could be triggering problems?
My only thought is that 3 of the cards I applied for were Chase adjacent. So they know im looking for credit. And now I am at 5/24 🙈
Thoughts?
Whoever told you to apply for more credit to get your mortgage scores up didn't know what they were talking about. Applying for more credit has the exact opposite effect on your mortgage scores.
Your problem is that you took bad advice.
Now you need to garden.
IMHO you probably need to garden for a good long time.
@SouthJamaica wrote:
@Miss_mellojello wrote:Hello all.
A few weeks ago I went on an app spree after CapOne removed 3 lates and I gained a few points. I had been gardening a while with a Self loan and Cc.
STATS:
Self CC- $1350
SELF loan- paid off 2/2022 causing a 5 to 15 point drop
Amex AU- $14k, O% usage
UTILIZATION 7%
No lates 20 months and 1 paid collection for school 3 or 4 years old(2k).
Scores-fico8 3/4
Ex-647
EQ-644
TU-618
Scores today- 3/14
Ex 647
EQ 664
Tu 622
3 weeks ago
Told to apply for more lines to get mortgage middlescore up
Applied:
1.Banana Republic Visa Declined (Chase)
Carecredit $6500
5. SECU MD CC Declined (my regular bank so will ask again next month my EQ5 is just now approximately 641)
4. NORDSTROM Visa $2000
2.AMAZON Visa (Chase) $4800
2. SOUTHWEST CARD (CHASE) DECLINED
3. Self loan $535
I was attempting to to set up an AZEO with the Amazon Card and shifted all house, dining payments (5%cashback) etc to this card as soon as i got it. I set up hulu- declined.. weird but went through later. Went to dinner, no problem. Door dash Declined last Thursday. Declined again for NORDSTROM $61. Called and they said your account is under review but it's normal 10 business days for review . Hmm. SAKs $72 Friday went through fine. Saturday and Sunday card completely frozen and unable to use. Fraud dept closed of course. Call Monday and the woman says my card is under review. Do you have your card in your possession? Did you authorize these purchases? Yes. Give 3 business days for review to be completed.
Mind you, I never recieved a call, email or text about any issues with the card. All income verifiable $75k/no house payments/little utilization.
What could be triggering problems?
My only thought is that 3 of the cards I applied for were Chase adjacent. So they know im looking for credit. And now I am at 5/24 🙈
Thoughts?
Whoever told you to apply for more credit to get your mortgage scores up didn't know what they were talking about. Applying for more credit has the exact opposite effect on your mortgage scores.
Your problem is that you took bad advice.
Now you need to garden.
IMHO you probably need to garden for a good long time.
Yes daddy. Should I go to my room now? 