cancel
Showing results for 
Search instead for 
Did you mean: 

App spree...

tag
Anonymous
Not applicable

App spree...

I went on an app spree before I knew what it was lol! Anyways...
Approvals:
AMEX BCP $5,500
Citi Diamond Preferred $3,300
Discover IT $4,500
AMEX ED $1000
Cap One Quicksilver $3,000
Amazon Store $800
Barclaycard rewards approved, amount unknown

 

Wait and see:
Chase Freedom manual review.
Penfed conditionally approved, forms sent in, then denied due to reasons unrelated to forms... Calling tmrw to recon, mainly bc it doesn't make sense to be conditionally approved for $19,500 then denied... But that do I know. We would like this for padding, not use.

NFCU is our home bank and gave me my first two
CCs to start rebuilding from garbage with $500 limit about a year and a half ago, yes my AAoA is 1 year. Those cc's are at $8,000 collectively after cli request done by my banker, of course I find the thread on cli after the fact... I applied for a gorewards and am waiting on review, but am planning for recon jic.
My scores took a dip, but my EQ has suffered the most thanks to all the pulls from NFCU(I just took out a car loan through them as well).
Any tips for recon and cli upon activation for the above mentioned would be greatly appreciated! TIA!

Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: App spree...Penfed and NFCU recon tmrw- help!s

@Doula,

 

Congrats on the approvals.. Those are some really good cards.  Penfed does not recon denials.. You will have to wait and apply again.  But as always, you can call and find out why they pulled the approval..

Message 2 of 22
GetMeSlick
Established Contributor

Re: App spree...Penfed and NFCU recon tmrw- help!s


@Anonymous wrote:

I went on an app spree before I knew what it was lol! Anyways...
Approvals:
AMEX BCP $5,500
Citi Diamond Preferred $3,300
Discover IT $4,500
AMEX ED $1000
Cap One Quicksilver $3,000
Amazon Store $800
Barclaycard rewards approved, amount unknown

 

Wait and see:
Chase Freedom manual review.
Penfed conditionally approved, forms sent in, then denied due to reasons unrelated to forms... Calling tmrw to recon, mainly bc it doesn't make sense to be conditionally approved for $19,500 then denied... But that do I know. We would like this for padding, not use.

NFCU is our home bank and gave me my first two
CCs to start rebuilding from garbage with $500 limit about a year and a half ago, yes my AAoA is 1 year. Those cc's are at $8,000 collectively after cli request done by my banker, of course I find the thread on cli after the fact... I applied for a gorewards and am waiting on review, but am planning for recon jic.
My scores took a dip, but my EQ has suffered the most thanks to all the pulls from NFCU(I just took out a car loan through them as well).
Any tips for recon and cli upon activation for the above mentioned would be greatly appreciated! TIA!


wow.. great spree . good Cls. congrats.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 3 of 22
Anonymous
Not applicable

Re: App spree...Penfed and NFCU recon tmrw- help!s

Penfed approved for $20,500 after sorting out a mess! Amex BCP received today cli upon activation for 3x at $16,500 instantly approved!
Military Star card approved at $4,700.
Just waiting on NFCU.
Message 4 of 22
Anonymous
Not applicable

Re: App spree...Penfed and NFCU recon tmrw- help!s


@Anonymous wrote:
Penfed approved for $20,500 after sorting out a mess! Amex BCP received today cli upon activation for 3x at $16,500 instantly approved!
Military Star card approved at $4,700.
Just waiting on NFCU.

Now that is perseverance... Very good job really...

Message 5 of 22
Anonymous
Not applicable

Re: App spree...Penfed and NFCU recon tmrw- help!s

Awesome app spree results! Congratulations!!! 

Message 6 of 22
Anonymous
Not applicable

Re: App spree...

SWEET!

Message 7 of 22
Anonymous
Not applicable

Re: App spree...

Thank you, it took 3 phone calls, today alone. Someone gave me wrong information and put incorrect apps on my message center.
Message 8 of 22
Anonymous
Not applicable

Re: App spree...


@Anonymous wrote:
Thank you, it took 3 phone calls, today alone. Someone gave me wrong information and put incorrect apps on my message center.

Nice.. I am looking forward to NFCU as they are known for their mouth watering limits.. I will be following keenly...Smiley Happy

Message 9 of 22
Anonymous
Not applicable

Re: App spree...


@Anonymous wrote:

I went on an app spree before I knew what it was lol! Anyways...
Approvals:
AMEX BCP $5,500
Citi Diamond Preferred $3,300
Discover IT $4,500
AMEX ED $1000
Cap One Quicksilver $3,000
Amazon Store $800
Barclaycard rewards approved, amount unknown

 

Wait and see:
Chase Freedom manual review.
Penfed conditionally approved, forms sent in, then denied due to reasons unrelated to forms... Calling tmrw to recon, mainly bc it doesn't make sense to be conditionally approved for $19,500 then denied... But that do I know. We would like this for padding, not use.

NFCU is our home bank and gave me my first two
CCs to start rebuilding from garbage with $500 limit about a year and a half ago, yes my AAoA is 1 year. Those cc's are at $8,000 collectively after cli request done by my banker, of course I find the thread on cli after the fact... I applied for a gorewards and am waiting on review, but am planning for recon jic.
My scores took a dip, but my EQ has suffered the most thanks to all the pulls from NFCU(I just took out a car loan through them as well).
Any tips for recon and cli upon activation for the above mentioned would be greatly appreciated! TIA!


Wow , you have been busy lately, congrats on your success

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.