Apple Card - 5th Times a Charm - myFICO® Forums - 6318100

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For those interested, Data Points:

Applied Jan 30 - FICO score 582 DENIED

Applied Feb 26 - FICO score 640 DENIED

Applied Mar 11 - FICO score 668 DENIED

Applied Apr 7 - FICO score 691 DENIED

Applied Apr 29 - FICO 681 APPROVED

Not great terms: [email protected]% but beggers can't be choosers. Gotta love the soft pulls just to see where you are! Annual income is $88k and utilization of $26k available credit is $396. Last baddie (collection) was Aug2020. Hope that info helps some of you.

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14 REPLIES 14

Congratulations on your approval!

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Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congratulations on your Apple approval!

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Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

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The persistence pays off! Congrats on your approval and thanks for sharing your DP's!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

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Grats on finally getting in the GS door

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Congratulations on your approval!

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Congratulations!!!

Graph of Days Until Next Spade

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

Garden Goal Chart

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It's 5 o clock somewhere! Congrats on finally getting the Apple Card, enjoy!

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