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Insane Lowe’s CLI!

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Titans84
Valued Contributor

Insane Lowe’s CLI!

I had no idea that Synchrony was so generous with their CLI on the Lowe's card. I've had a Lowe's card since 2009 with a SL of only $300. Throughout the years I've received auto CLIs up to $1,800. Last fall Synchrony CLD to $1,500 due to low activity. I was just glad they didn't close it as it is one of my oldest cards. 

Upon joining this board, I came across multiple accounts of people receiving huge CLIs. I was hesitant to try at first due to the CLD. 

Today I decided to press the button as there wasn't anything to lose if no increase, as this would be a SP. 

 

I read that $35,000 was the max to receive without POI. Applied for $25,000 and instantly approved. Smiley LOL

What is the general time frame between CLI? I saw people request multiple times in 24hrs. I don't want to do that, but would like to know how long to wait between CLI  to avoid a denial.


$1,500 ---> $25,000! 



Current FICO 8:



Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: Insane Lowe’s CLI!

Awesome cli! 

Message 2 of 26
Ficoproblems247
Valued Contributor

Re: Insane Lowe’s CLI!

A $23,500 increase with one click of a button isn't too shabby! Congrats on a MONSTER increase! 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 3 of 26
Anonymous
Not applicable

Re: Insane Lowe’s CLI!

Congrats on the CLI!

Message 4 of 26
CreditAggie
Community Leader
Super Contributor

Re: Insane Lowe’s CLI!

Congratulations on your Lowe's CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 26
coreyb80
Super Contributor

Re: Insane Lowe’s CLI!

Congrats on the nice CLI!

Message 6 of 26
newfossil
Valued Contributor

Re: Insane Lowe’s CLI!

Wow! Awesome! Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 26
M_Smart007
Legendary Contributor

Re: Insane Lowe’s CLI!

Congratulations on your CLI !

Message 8 of 26
Anonymous
Not applicable

Re: Insane Lowe’s CLI!

Congratulations!

 

Now that's how you do it, no sitting on the porch for you!

Message 9 of 26
gdale6
Moderator Emeritus

Re: Insane Lowe’s CLI!

Once heck of a jump for you, grats on the 25K! I would wait 6 months and while waiting put some usage on the card.

Message 10 of 26
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