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Apple Card Approval DP

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KingRue8500
Senior Contributor

Re: Apple Card Approval DP

Congrats on your Apple Card approval




Message 11 of 21
gdale6
Moderator Emeritus

Re: Apple Card Approval DP

Grats on your new Apple card Smiley Happy

Message 12 of 21
SarahJo
Established Contributor

Re: Apple Card Approval DP


@Straed wrote:

 I applied for the Apple Card and was instantly approved with a credit limit of $3500. Looking forward to splurging over the holidays!

 

Stats (for DPs):

Stats when I applied:

  • Current cards: (list cards, limits, opening date)

  • BOFA Cash Rewards (with 3% back on online shopping), $1000 credit limit, opened 08/23/20

  • Discover IT, $1500 credit limit, opened 08/23/20

  • Chase Freedom Flex, $1500 credit limit, opened 02/08/21

  • Chase Freedom Unlimited, $1500 credit limit, opened 04/13/21
  • US Bank Cash+, $5000 credit limit, opened 04/08/21
  • US Bank Altitude Go, $2000 credit limit, opened 06/28/21
  • FICO Score: TU - 710

  • Credit Utilization: 16%

  • Oldest account age: 14 months

  • Hard Pulls: 6 (TU)

  • Income: 32k

  • Age: 19

 


Congratulations on your approval! And thank you for taking the time to provide thorough data points, enjoy!


Present Day...Equifax: ???, TransUnion: 777, Experian: 781
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
Message 13 of 21
cashorcharge
Community Leader
Super Contributor

Re: Apple Card Approval DP

Congratulations on your 🍎 Approval 🥂👏🏼🎉

Message 14 of 21
TSlop
Valued Contributor

Re: Apple Card Approval DP

Congrats on your approval!

Message 15 of 21
Anonymous
Not applicable

Re: Apple Card Approval DP

Congrats...

 

I got a denial for Apple Card due to We are unable to verify your identification information

 

I saw the SP on my TU profile and the info on my app matched everything on the profile. I plan to try again next year.

 

Message 16 of 21
FalconSteve
Valued Contributor

Re: Apple Card Approval DP

Congrats on the approval!

Just be careful with that splurge, don't get into trouble

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 17 of 21
FalconSteve
Valued Contributor

Re: Apple Card Approval DP

I've received that same message from GS/Apple and WF when using TU despite matching everything... I can't figure it out. I've tried many times since it came out. My wife got a similar message from GS all but once, but when she went to accept the lower offer, it expired (after a few hours). It is weird. I apply & upload my license since it is a SP, but I'll be shocked if they ever approve me. 

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 18 of 21
Papa_Bear
Frequent Contributor

Re: Apple Card Approval DP

Congratulations on the approval!




Message 19 of 21
Oops_I_Did_It_Again
Regular Contributor

Re: Apple Card Approval DP

 


@FalconSteve wrote:

I've received that same message from GS/Apple and WF when using TU despite matching everything... I can't figure it out. I've tried many times since it came out. My wife got a similar message from GS all but once, but when she went to accept the lower offer, it expired (after a few hours). It is weird. I apply & upload my license since it is a SP, but I'll be shocked if they ever approve me. 


and @Anonymous 

Did you guys try calling GS customer service on the phone to ask a rep to help you?  I wasn't getting flat-out declined but had some ID issues that caused my app to go to manual review, so I just called them and found a rep who helped straighten out the problem.  Some CSRs do seem to be aware that the app is touchy in this area and might work with you.  Might take some time, a couple calls, request for supervisor etc., to find someone willing to help... but...just a thought.

Credit Profile (AUG 2025)
F8 EX 802 EQ 812, TU 813, F8 BC EX 830, EQ BC 835, F9 EX 812
TCL: $159,400, reporting available: $154,459
cc utilization: 3%, auto loan: $3641/$6850
AoOA 7Y 4M, AAoA 4Y 2M, AoYA 1Y 1M
new cc accounts 2/24, 0/12, 0/6, 0/3, INQs 12 months EX 0, EQ 0, TU 0

Personal Cards (17)
US Bank/Elan - Fidelity Visa Sig, Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR,
American Express BCP+CM, GS Apple Card (MC), PenFed PC Rewards, Truist Future, Citibank DoubleCash,
Discover IT + BT,Regions Cash Rewards, Wells Fargo AC, CapOne QS (x2), Synchrony PPMC +
Closed (1): Synchony Amazon Prime

Business Cards (1)
American Express BBC
Message 20 of 21
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