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Apple Card Approval - no hard pull

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Conceptual23
Frequent Contributor

Re: Apple Card Approval - no hard pull

Congrats on your approval!

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 21 of 27
REgnlor
Regular Contributor

Re: Apple Card Approval - no hard pull

I did spend quite a bit. Initial approval was for $4k. Needed a laptop for hubby and got myself an iPad approx $2400. Paid in full before statement cut. Saw that others had gotten cli after one month so I initiated in the app. Instant increase to $5500 soft. Planning to keep using it a lot! Signature scores are old, current TU is 752. Hope that helps!


@myquestionsfico wrote:

That's great! Congratulations! Do you mind if I ask a question?

 

How much spend did you put on it during the first month, and was it a soft pull at that point?  How much of an increase did they give you?


 


Starting Score:EQ 560t> TU 560EXP 570
Current Score:EQ 674t> TU 697EXP 700
Goal Score:EQ 700> TU 700EXP 700>

Take the FICO Fitness Challenge
Message 22 of 27
REgnlor
Regular Contributor

Re: Apple Card Approval - no hard pull


@CreditBones wrote:

@REgnlor wrote:

Have the card and love it! Got a cli after the first month. Yay us.


Congrats to you too for your Apple Card approval!
How did you got a CLI; was it automatic, did you req'd via app or website, did you called in?


Mine was requested in the app. SP and extremely simple.


Starting Score:EQ 560t> TU 560EXP 570
Current Score:EQ 674t> TU 697EXP 700
Goal Score:EQ 700> TU 700EXP 700>

Take the FICO Fitness Challenge
Message 23 of 27
CreditBones
Regular Contributor

Re: Apple Card Approval - no hard pull


@REgnlor wrote:

@CreditBones wrote:

@REgnlor wrote:

Have the card and love it! Got a cli after the first month. Yay us.


Congrats to you too for your Apple Card approval!
How did you got a CLI; was it automatic, did you req'd via app or website, did you called in?


Mine was requested in the app. SP and extremely simple.


Awesome!

More "nutrients" for my garden goals!

AU:

Message 24 of 27
Dmessina666
Frequent Contributor

Re: Apple Card Approval - no hard pull

Same thing here!!! I just posted about it in approvals. I had Transunion unlocked, and I applied after adding an item to my cart at Apple.com

 

I declined the offer, went back and removed the item. I went to settings and it said continue application. I continued, accepted the offer, and no HP!!! Hoping it doesn't pop up out of nowhere!!!

Message 25 of 27
Applepro1990
Regular Contributor

Re: Apple Card Approval - no hard pull

Congrats on the approval what were your scores at approval? 

Starting Score: 650
Current Score: 762
Goal Score: 800


Take the myFICO Fitness Challenge


Total Credit limits $108,800
Message 26 of 27
Dmessina666
Frequent Contributor

Re: Apple Card Approval - no hard pull

My Fico 9's were 701, 705, 706. 

Not sure which one they pulled, regular or bank card, but after about 25 denials, I'll take it. 

Message 27 of 27
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