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I finally got approved for the Apple Card after trying for 2 years. I got approved last night for a 1,500 limit with my utilization at 30% (35k cc debt). This will help bring down my utilization a little bit. I've been getting declined since the card came out because I had late payments tied to my BK7 even when my UTI was at 0% and even with my scores at high 600's (695) before I got back into debt. I read online if you try to buy something from the Apple store and apply at the same time you will get approved. It worked!!! I couldn't believe it as bad as my credit is right now. I didn't make the purchase since I'm trying to get out of cc debt. My Experian Fico 8 is at 671. My highest TU Fico 9 was at 669 before I got back into debt. I don't know what my TU Fico 9 is at currently, but I imagine it is bad now due to the amount of debt I have. My only credit subscription is to Experian right now, so I can't check it.
Congratulations on your approval. I got approved a few weeks ago. I really love the card and fixed due dates.










Congratulations on your Apple Card approval!
Congrats on your Apple Card approval

Congrats
Grats on your new Apple card ![]()
Congratulations on your Apple approval!!
Congratulations on your 🍎 approval!
Congratulations on your Apple card approval!