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Apple Card Approval

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KA14
Regular Contributor

Apple Card Approval

Laptop is on its way out. I've been eyeing a new MacBook Pro and figured I'd check to see what kind of credit line I could get through Apple to earn the 3% cash back on the purchase. After filling out the pre-approval, they came back with $6,000 at 21.99% interest. I won't carry a balance, so the interest rate doesn't bother me, but I do appreciate the solid credit line. I can definitely work with that!

 

Data Points: 

TU: 732

Income: $150k

INQ: 0/6, 3/12, 3/24

1% Util

 

Back to the garden!

Message 1 of 18
17 REPLIES 17
Red1Blue
Super Contributor

Re: Apple Card Approval

Congratulations @KA14 

Message 2 of 18
CYBERSAM
Senior Contributor

Re: Apple Card Approval

Congrats on your Apple approval! 🍏👏

 

I'm also looking at this card now! Just SL are seems to be low!

 

 







                
Message 3 of 18
KA14
Regular Contributor

Re: Apple Card Approval

 


@CYBERSAM wrote:

Congrats on your Apple approval! 🍏👏

 

I'm also looking at this card now! Just SL are seems to be low!

 

 


Yes, I'd love to see a higher initial credit line, but I'm hoping that it will grow over time. =) The soft pull pre-approval with the credit line before pulling the trigger is great. So far, no HP.

Message 4 of 18
CreditAggie
Community Leader
Super Contributor

Re: Apple Card Approval

Congratulations on your Apple Card approval and solid SL with plenty of purchase power for a new MacBook!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 18
wingennis
Valued Contributor

Re: Apple Card Approval

Congratulations.  Buying a new Mac laptop sounds like a great use for your shiny new card.

Message 6 of 18
SouthernCredit
Frequent Contributor

Re: Apple Card Approval

Keep in mind they will also do 0% for x months on new gear; I believe it's 12 months on MBP. 

Message 7 of 18
KLEXH25
Valued Contributor

Re: Apple Card Approval

Congratulations! The new MacBooks are amazing. Enjoy!



Message 8 of 18
LADave
Established Contributor

Re: Apple Card Approval

Congrats on the approval with the nice SL! Since you're planning on not carrying a balance, $6K should be enough if you pay it off before the statement date so the balance won't show on your credit report. It's also nice to get 3 percent cash back on Apple purchases and the option for 0 percent financing.

Message 9 of 18
Elpadrino1
Valued Contributor

Re: Apple Card Approval

Congratulations on your Apple approval!!

Message 10 of 18
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