Apple Card CLI to $30k

imaximous · ‎10-06-2020

Got this card last August 2019 with a $15k SL.

I requested a CLI sometime towards the end of 2019 and was denied even with heavy spend.

I didn't use it much after that till a couple of months ago when I decided to buy a few Apple products. I'm still carrying about $3k at 0% financing.

Last night, I figured I'd ask for a CLI just for the heck of it and maybe lower its utilization. I applied via text, filled out the form and got a message that it needed to be further reviewed. I assumed another decline.

Today, I got the good news via email that my CL was doubled to $30k. Pretty happy about it. I wasn't expecting that much given that they tend to be stingy from what I've seen.

According to the email, they used TU 9. I don't know what that score is, but TU 8 is 813. Income supports limit.

PullingMeSoftly · ‎10-06-2020

Congrats! That's huge for this card, nicely done

Chase Sapphire Preferred Visa Sig │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

US Bank Altitude Reserve Visa Infinite │ $20,000 │ 3x mobile wallet

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $29,000 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $31,800 │ 5% selectable rotator

Citi Custom Cash MC │ $20,000 │ 5% selectable rotator

Bank of America Customized Cash Rewards Visa Sig │ $30,000

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Signature Rewards Visa │ $25,000

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

RSX · ‎10-06-2020

nice work - congrats

i got mine last Aug as well - $15k limit

just asked for a CLI after reading your post and got another $2k

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k

imaximous · ‎10-06-2020

@RSX wrote:
nice work - congrats

i got mine last Aug as well - $15k limit
just asked for a CLI after reading your post and got another $2k

Congrats. That's kinda what I was expecting $2k to $5k -- if anything.

I'm thinking that you might've got more if the increase wasn't automatic and got someone to review it.

coreyb80 · ‎10-06-2020

Congrats on the nice bump!

AllZero · ‎10-06-2020

Congratulations on your CLI!

Aim_High · ‎10-06-2020

Congrats @imaximous!

Very nicely done!

Yes, CLI's are tricky with this one but some data points seem to indicate that Goldman Sachs has lightened up a bit in the past year.

... Still, they do love to see that $pend!

Business Cards

Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.

AllZero · ‎10-06-2020

@RSX wrote:
nice work - congrats

i got mine last Aug as well - $15k limit
just asked for a CLI after reading your post and got another $2k

Congratulations on your CLI!

Anonymous · ‎10-06-2020

Congratulations on your CLI!

M_Smart007 · ‎10-06-2020

Congrats! ..