DCU platinum 9.5% $10,000 approved SP offer accept... - myFICO® Forums - 6171497

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I've been a DCU member since March, only ever used the savings account to stash $1,000. I had never seen any 'approved' offers with the 'accept offer' button before yesterday. Offer was 'up to $10,000' at 9.5% APR. I made sure all my reports were locked/frozen as I only wanted the offer if it was a SP, hit accept and filled in my income, rent, etc. A screen flashed with only "loan application #xxxxx approved" and then returned to the dashboard, no notification email or anything. I had read about this experience on the forum, otherwise I would've been confused and called for clarification. I woke up today and immediatley logged in to DCU (I dont have an addiction I swear ) to see the Visa under my other accounts with $10,000 available. I checked my reports again today and no HP has been attempted, also DCU has not requested any docs. DCU shows my EQ Fico (mortgage score?) as 720. AAoA 1 year 7 months, AoOA 3 years 5 months, newest account is 7 months, total util 15%.

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14 REPLIES 14

Congratulations on your approval!

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Congratulations on your DCU approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congrats on your DCU SP pre-approval!!! The best type of approval!! 👍🏻

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Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

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Congratulations on your long awaited DCU card approval!

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@AnimatorProcrastinator wrote:
... Visa under my other accounts with $10,000 available ...

Nicely played -- Congratulations! on the new card.

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Nicely done! Congratulations on your DCU Approval!

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Congratulations on your DCU Plat. Approval..

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Congrats! That's the best kind of approval 😁

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000

Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶

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