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Apple Card CLI to $30k

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RSX
Valued Contributor
‎10-28-2020 01:27 PM
‎10-28-2020 01:27 PM

Soft Pull for me

Soft Pull for me

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 31 of 32
imaximous
Valued Contributor
‎10-28-2020 01:57 PM
‎10-28-2020 01:57 PM

Re: Apple Card CLI to $30k

@mikeef wrote:
@imaximous wrote:

Got this card last August 2019 with a $15k SL. 

I requested a CLI sometime towards the end of 2019 and was denied even with heavy spend.

I didn't use it much after that till a couple of months ago when I decided to buy a few Apple products. I'm still carrying about $3k at 0% financing.

Last night, I figured I'd ask for a CLI just for the heck of it and maybe lower its utilization. I applied via text, filled out the form and got a message that it needed to be further reviewed. I assumed another decline. 

Today, I got the good news via email that my CL was doubled to $30k. Pretty happy about it. I wasn't expecting that much given that they tend to be stingy from what I've seen.

 

According to the email, they used TU 9. I don't know what that score is, but TU 8 is 813. Income supports limit.

 

Did they do a hard or soft on the CLI request?

SP for me too.

Message 32 of 32
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