Apple Card CLI to $94,000

DoctorLoomis · ‎07-24-2026

All FICOs 825+ .... Income $1,000,000. CLI raised to $94,000.You_Doodle_2026-07-24T23_58_49Z.jpeg

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Chase Southwest - $88,500 I CSP - $50,000 I Barclays Aviator Silver - $50,000 I Wells Fargo Sig - $25,000 I AMEX Amazon Prime - $40,000 I B of A Cash Rewards - $77,200 l AMEX Platinum NPSL l PayPal MC - $10,000 l Sportsmans Guide Visa - $18,400 l CITI Simplicity - $16,600 l CITI Premier - $17,000 | AMEX Hilton Honors - $20,000 | Discover It - $20,500 | Coldwater Creek MC - $10,000 | Williams Sonoma - $11,500 | Nordstrom VISA Sig - $20,000 | J Crew - $10,000 | Apple Card - $68,000

LivingTheAmericanDream · ‎07-24-2026

Congrats! Onward and upward

SRT4kid93 · ‎07-24-2026

I'm sorry I gotta ask, is that income correct? Or did you mean to type 100,000?

1 million is crazy money

JimmiS · ‎07-25-2026

Since they don't verify income on most cards these days, there isn't much weight put towards income IMO. So either putting a million income might help a little or the algorithm will ignore it (if it doen't get flagged). Even though my scores are in the 840's, I will get about 25k no matter what income I put because my highest tradeline is 25k. He worked his way up to 94k. Now he's on a 94k plateau. Now other banks will feel more comfortable giving him 94k! However, if he's really got that kind of income he should be able to plunk down a large deposit and get a huge limit at virually any major bank.

NoMoreE46 · ‎07-25-2026

@SRT4kid93 wrote:
I'm sorry I gotta ask, is that income correct? Or did you mean to type 100,000?

1 million is crazy money

Last year, OP's stated income

was $500,000 so not a typo.

JoeRockhead · ‎07-25-2026

That's a lot of Apples... congratulations on the new limit, and growth!

SRT4kid93 · ‎07-25-2026

@NoMoreE46

A $500,000 raise in 1 year? That's a 100% increase. I wish I got raises like that lol

SRT4kid93 · ‎07-25-2026

@JimmiS

I have no idea how much income matters for certain issuers. I can tell you, that once you get above a certain threshold with Amex, income is literally the only thing they care about.

Most of the time issuers can tell your income range by your paymenthistory, and credit limits. if you are paying $7000/month every month. There's a good bet you have high income. But Amex is very serious about verifying and it's really the most important thing to them after a certain point.

at least that's been my experience.

Patient957 · ‎07-25-2026

@SRT4kid93 wrote:
@NoMoreE46

A $500,000 raise in 1 year? That's a 100% increase. I wish I got raises like that lol

Some people don't get raises. They may own a business or work in sales and get commissions and overrides, where income can fluctuate from year to year.

NoMoreE46 · ‎07-25-2026

@SRT4kid93 wrote:
@NoMoreE46

A $500,000 raise in 1 year? That's a 100% increase. I wish I got raises like that lol

OP's declared was $300,000 in 2022.